Oxford, Ohio (OH) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Oxford, Ohio and the surrounding area include PNC BankPNC Bank720 Quintard Dr, Oxford, AL 36203A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Miami Savings BankMiami Savings Bank475 Mcguffey Ave, Oxford, OH 45056A+5.0 ★Texas Ratio: 0.31% Business Savings at 2.57% APY, Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH335 South College Avenue, Oxford, OH 45056A5.0 ★Texas Ratio: 6.88% DIRECT SAVINGS at 1.46% APY, Miami University Community Federal Credit UnionMiami University Community Federal Credit Union5120 College Corner Pike, Oxford, OH 45056A+5.0 ★Texas Ratio: 2.38% Christmas Club/Holiday Savings at 0.10% APY, and LCNB National BankLCNB National Bank30 W Park Pl, Oxford, OH 45056A+5.0 ★Texas Ratio: 0.13% Health Savings Account (HSA)** at 0.01% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oxford, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oxford, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oxford, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Oxford, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
720 Quintard Dr, Oxford, AL 36203
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Business Savings
2.57%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Business Savings
1.53%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
335 South College Avenue, Oxford, OH 45056
DIRECT SAVINGS
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
335 South College Avenue, Oxford, OH 45056
DIRECT SAVINGS
1.34%
$0
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
335 South College Avenue, Oxford, OH 45056
DIRECT SAVINGS
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
335 South College Avenue, Oxford, OH 45056
DIRECT SAVINGS
1.03%
$0
▼
Rate1.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH 45056
Christmas Club/Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH 45056
Special Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5120 College Corner Pike, Oxford, OH 45056
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
720 Quintard Dr, Oxford, AL 36203
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Statement Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
720 Quintard Dr, Oxford, AL 36203
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
LCNB National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
30 W Park Pl, Oxford, OH 45056
Health Savings Account (HSA)**
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
475 Mcguffey Ave, Oxford, OH 45056
Business Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Savings Jar is designed to encourage increased debit card usage while simultaneously helping our members save at an enhanced interest rate, currently set at 10.47% APY. Dividends are credited to the Savings Jar account monthly, and round-ups from transactions are deposited nightly. Please note that the higher interest rate is subject to change and is set at the discretion of Century Federal Credit Union. Additionally, Century Federal Credit Union reserves the right to modify or discontinue the Savings Jar program and its features at any time. Participation in the Savings Jar program is subject to eligibility criteria set by Century Federal Credit Union.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Health Savings Aount
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1,000.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KEMBA Advantage APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Ohio Homebuyer Plus Savings Account
6.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH 45804
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
APY = Annual Percentage Yield. Terms apply.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
(ages 0-17 or older with current Student ID)
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
4136 Kidron Rd, Dalton, OH 44618
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $1,000.00
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 0 - 8
4.12%
$0
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
IRA High Yield Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
136 McMahan Blvd, Marion, OH 43302
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ConnectMORE APY
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High-Yield Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High Yield Savings
3.75%
$25
▼
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.72%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10413 Kley Rd, Versailles, OH 45380
Education Savings
3.64%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Any Amount
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.62%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 9 - 14
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.57%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
41 S 1st St, Miamisburg, OH 45342
Super Saver Savings
3.55%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
Round Up Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1885 Northwest Blvd, Columbus, OH 43212
Buckeye Championship Savings
3.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH 45249
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
Greenville Federal
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oxford, OH Savings Rate Trends
Compare local Oxford, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.750%
▲ 1.192 from last week
Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.
Standard Savings — OH Avg
0.682%
▼ 0.035 from last week
Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.
As of Mar 25, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oxford, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oxford, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oxford, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Oxford, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Oxford, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Oxford, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Oxford, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Oxford, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Oxford, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Oxford, Ohio
Here are recent savings rates observed in Oxford, Ohio and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Miami Savings Bank
Business Savings — 2.57% APY - Farmers & Merchants State Bank Archbold, OH
DIRECT SAVINGS — 1.46% APY - Miami University Community Federal Credit Union
Christmas Club/Holiday Savings — 0.10% APY - LCNB National Bank
Health Savings Account (HSA)** — 0.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oxford, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
