Toledo, Ohio (OH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Toledo, Ohio and the surrounding area include Superior Credit UnionSuperior Credit Union5642 Airport Hwy, Toledo, OH 43615A+5.0 ★Texas Ratio: 0.36% Ohio Homebuyer Plus Savings Account at 6.00% APY, PNC BankPNC Bank405 Madison Ave, Toledo, OH 43604A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, GLASS CITYGLASS CITY1666 E Broadway St, Toledo, OH 43605 3817A+5.0 ★Texas Ratio: 2.83% Youth Primary Savings at 3.00% APY, The Huntington National BankThe Huntington National Bank519 Madison Ave, Toledo, OH 43604A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and Directions Credit UnionDirections Credit Union3000 Tremainsville Rd, Toledo, OH 43613A+5.0 ★Texas Ratio: 3.50% High Yield Savings at 2.53% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Toledo, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Toledo, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Toledo, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Toledo, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
405 Madison Ave, Toledo, OH 43604
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Youth Primary Savings
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
519 Madison Ave, Toledo, OH 43604
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH 43613
High Yield Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
IRA Share Savings & Health Savings Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
GB120 Money-Mark Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
IRA Share Savings & Health Savings Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
IRA Share Savings & Health Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
3454 Oak Alley Ct, Toledo, OH 43606
Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
GB120 Money-Mark Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
120 N Summit St, Toledo, OH 43604
DIRECT SAVINGS
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
120 N Summit St, Toledo, OH 43604
DIRECT SAVINGS
1.34%
$0
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
120 N Summit St, Toledo, OH 43604
DIRECT SAVINGS
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
120 N Summit St, Toledo, OH 43604
DIRECT SAVINGS
1.03%
$0
▼
Rate1.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 3 MVP
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 2 MVP
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 1 MVP
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 3
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH 43613 3248
IRA Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH 43613
IRA Share Savings
0.40%
$5
▼
Rate0.40%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 2
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
IRA CU Saves Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
SafetyNet Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
Holiday Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
Special Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
Vacation Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Health Savings Accounts Tier 1
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH 43613 3248
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH 43615
IRA Share Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH 43613
Primary Share Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
$25.00 to obtain APY
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH 43613
Youth Goal Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
$25.00 to obtain APY
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH 43614 3147
IRA Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Christmas Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Money-Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Vacation Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
IRA Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
4760 Monroe St, Toledo, OH 43623 4348
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3234 N Holland Sylvania Rd, Toledo, OH 43615
Business Statement Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3234 N Holland Sylvania Rd, Toledo, OH 43615
Simply Statement Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
202 N Summit Street, Toledo, OH 43604
Money-Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
IRA Accumulation Shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Primary Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Secondary Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH 43605 3817
Youth Primary Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH 43615
Regular Share Savings & Club Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
405 Madison Ave, Toledo, OH 43604
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
405 Madison Ave, Toledo, OH 43604
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Toledo, OH Savings Rate Trends
Compare local Toledo, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.750%
▲ 1.192 from last week
Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.
Standard Savings — OH Avg
0.682%
▼ 0.035 from last week
Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Toledo, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Toledo, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Toledo, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Toledo, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Toledo, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Toledo, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Toledo, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Toledo, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Toledo, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Toledo, Ohio
Here are recent savings rates observed in Toledo, Ohio and the surrounding area:
- Superior Credit Union
Ohio Homebuyer Plus Savings Account — 6.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - GLASS CITY
Youth Primary Savings — 3.00% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Directions Credit Union
High Yield Savings — 2.53% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Toledo, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
