The best savings rates for Troy, Ohio and the surrounding area include Wright-Patt Credit UnionWright-Patt Credit Union2501 W Main St, Troy, OH 45373 8444A5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY, USB Union Savings BankUSB Union Savings Bank14 S Weston Rd, Troy, OH 45373A+5.0 ★Texas Ratio: 1.66% Collateral - Statement Savings at 3.25% APY, PNC BankPNC Bank725 E Big Beaver Rd, Troy, MI 48083A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Greenville FederalGreenville Federal1091 South Dorset, Troy, OH 45373A+5.0 ★Texas Ratio: 4.17% Premium Money Market Savings at 3.15% APY, and Minster BankMinster Bank1280 Experiment Farm Rd, Troy, OH 45373A5.0 ★Texas Ratio: 8.03% Investment Savings & Investment Savings IRA at 1.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Troy, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Troy, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Troy, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $1,000.00
$500; Month
$500; Month
$500; Month
$500; Month
$500; Month
over current rate account is earning
$100.00 to $2,499.99
$5.00 to $500.00
Savings Jar is designed to encourage increased debit card usage while simultaneously helping our members save at an enhanced interest rate, currently set at 10.47% APY. Dividends are credited to the Savings Jar account monthly, and round-ups from transactions are deposited nightly. Please note that the higher interest rate is subject to change and is set at the discretion of Century Federal Credit Union. Additionally, Century Federal Credit Union reserves the right to modify or discontinue the Savings Jar program and its features at any time. Participation in the Savings Jar program is subject to eligibility criteria set by Century Federal Credit Union.
Qualifying balance up to $5,000.00
KEMBA Advantage APY
Everyday APY
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
(ages 0-17 or older with current Student ID)
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Compare local Troy, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.
Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Troy, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Troy, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.