Oklahoma City, Oklahoma (OK) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Oklahoma City, Oklahoma and the surrounding area include Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK 73102 2804A5.0 ★Texas Ratio: 7.85% Blue Savings for Business at 3.75% APY, Credit Union One Of Oklahoma Credit UnionCredit Union One Of Oklahoma Credit Union3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406A+5.0 ★Texas Ratio: 3.70% SmartSaver Savings (Minor Savings) at 3.04% APY, Gateway First BankGateway First Bank6303 Waterford Blvd, Oklahoma City, OK 73118F1.8 ★Texas Ratio: 53.47% Gateway High Yield Savings at 2.75% APY, Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union7340 W Memorial Rd, Oklahoma City, OK 73142A-5.0 ★Texas Ratio: 15.43% Online Savings at 2.75% APY, and WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK 73127 7229A+5.0 ★Texas Ratio: 3.68% WE Care Savings at 1.51% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oklahoma City, Oklahoma, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oklahoma City, Oklahoma (OK) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oklahoma City, Oklahoma and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Oklahoma City, Oklahoma & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
Blue Savings for Business
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406
SmartSaver Savings (Minor Savings)
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
6303 Waterford Blvd, Oklahoma City, OK 73118
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Online Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
w/Direct Deposit into Checking.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Rainy Day Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
WE Care Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $4,999.99
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
4801 Gaillardia Pkwy, Oklahoma City, OK 73142
Savings
1.26%
$100
▼
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Health Savings Account
1.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
6303 Waterford Blvd, Oklahoma City, OK 73118
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Savings (Personal & Business)
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
1045 NW 49th St, Oklahoma City, OK 73118
Savings (Share) Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
4576 Nw 10th St, Oklahoma City, OK 73127
Youth Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
1045 NW 49th St, Oklahoma City, OK 73118
Savings (Share) Accounts
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $40,000
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
5636 N Pennsylvania Ave, Oklahoma City, OK 73112
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
IRA Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
IRA Share Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
1045 NW 49th St, Oklahoma City, OK 73118
Savings (Share) Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $20,000
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
IRA Share Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Regular Savings
0.40%
$100
▼
Rate0.40%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
1045 NW 49th St, Oklahoma City, OK 73118
Savings (Share) Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $10,000
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK 73122
IRA Share
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK 73122
Command Fund
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Allegiance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
4235 N Meridian Ave, Oklahoma City, OK 73112 2456
IRA Share Savings Account
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
IRA Share Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Liberty National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
13300 S Pennsylvania Ave, Oklahoma City, OK 73170
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
499 W Sheridan Ave, Oklahoma City, OK 73102
Youth Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
$5 opening deposit required
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
IRA Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Membership Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Special Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Gold Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
IRA Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
4626 NW 39th St, Oklahoma City, OK 73122
Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
Club Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
Membership Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK 73103
Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
499 W Sheridan Ave, Oklahoma City, OK 73102
Personal Savings
0.10%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
$50 opening deposit required
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Dinero® Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Musketeers® Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
5636 N Pennsylvania Ave, Oklahoma City, OK 73112
UMB Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
1001 Nw 63rd St, Oklahoma City, OK 73116
myRewards Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Platinum Savings
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings Plus
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Commercial Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
709 E Prospect Ave, Ponca City, OK 74601
Platinum Savings Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oklahoma City, OK Savings Rate Trends
Compare local Oklahoma City, OK savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OK Avg
1.786%
▼ 0.012 from last week
Oklahoma high-yield savings rates fell 0.012 points this week to 1.786% APY, down from 1.799% last week.
Standard Savings — OK Avg
0.311%
▼ 0.252 from last week
Oklahoma standard savings rates fell 0.252 points this week to 0.311% APY, down from 0.563% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oklahoma City, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma City, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oklahoma City, Oklahoma
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oklahoma, help your money grow faster through a higher APY.
Are savings accounts in Oklahoma City, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do savings rates change in Oklahoma City, Oklahoma?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Oklahoma City, Oklahoma may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Oklahoma City, Oklahoma?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Oklahoma City, Oklahoma offer in-person customer service, which some customers prefer.
How do I open a savings account in Oklahoma City, Oklahoma?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Oklahoma City, Oklahoma
Here are recent savings rates observed in Oklahoma City, Oklahoma and the surrounding area:
- Communication Federal Credit Union
Blue Savings for Business — 3.75% APY - Credit Union One Of Oklahoma Credit Union
SmartSaver Savings (Minor Savings) — 3.04% APY - Gateway First Bank
Gateway High Yield Savings — 2.75% APY - Farmers Insurance Federal Credit Union
Online Savings — 2.75% APY - WEOKIE Federal Credit Union
WE Care Savings — 1.51% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oklahoma City, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
