Tulsa, Oklahoma (OK) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Tulsa, Oklahoma and the surrounding area include Communication Federal Credit UnionCommunication Federal Credit Union108 E 8th St, Tulsa, OK 74119 1604A5.0 ★Texas Ratio: 7.85% Blue Savings for Business at 3.75% APY, Gateway First BankGateway First Bank6120 S Yale Ave, Tulsa, OK 74136F1.8 ★Texas Ratio: 53.47% Gateway High Yield Savings at 2.75% APY, Vast BankVast Bank110 N Elgin Ave, Tulsa, OK 74120A+5.0 ★Texas Ratio: 4.77% Platinum Savings at 2.50% APY, Security Bank Tulsa, OKSecurity Bank Tulsa, OK10727 E 51st St, Tulsa, OK 74146A5.0 ★Texas Ratio: 8.37% Security Savings at 1.76% APY, and Saint Francis Employees Federal Credit UnionSaint Francis Employees Federal Credit Union6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344A+5.0 ★Texas Ratio: 0.59% Share at 1.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Tulsa, Oklahoma, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Tulsa, Oklahoma (OK) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Tulsa, Oklahoma and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Tulsa, Oklahoma & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
Blue Savings for Business
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
6120 S Yale Ave, Tulsa, OK 74136
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance below $250,000.01
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Platinum Savings
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Security Savings
1.76%
$100
▼
Rate1.75%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
6120 S Yale Ave, Tulsa, OK 74136
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Share
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Share
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
3720 E 31st St, Tulsa, OK 74135
Savings (Share) Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Share
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1437 S Boulder Ave, Tulsa, OK 74119
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
3720 E 31st St, Tulsa, OK 74135
Savings (Share) Accounts
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $40,000
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
445 S Lewis Ave, Tulsa, OK 74104
American Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
Share Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8920 E 61st St, Tulsa, OK 74133
Command Fund
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
IRA Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Personal Savings Tier 3
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
IRA Share Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Personal Savings Tier 2
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK 74145
Regular, Business and Estate Shares
0.40%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Minor Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
No Minimum Balance Required
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Personal Savings Tier 1
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
3720 E 31st St, Tulsa, OK 74135
Savings (Share) Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $20,000
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
IRA Share Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
445 S Lewis Ave, Tulsa, OK 74104
Personal/Minor Savings
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
3720 E 31st St, Tulsa, OK 74135
Savings (Share) Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $10,000
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8920 E 61st St, Tulsa, OK 74133
IRA Share
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
IRA Share Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8920 E 61st St, Tulsa, OK 74133
Command Fund
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK 74145
Regular, Business and Estate Shares
0.30%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
445 S Lewis Ave, Tulsa, OK 74104
American Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
445 S Lewis Ave, Tulsa, OK 74104
Personal/Minor Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8920 E 61st St, Tulsa, OK 74133
Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1 Williams Ctr, Tulsa, OK 74172
Youth Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
$5 opening deposit required
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Personal Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Business Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
108 E 8th St, Tulsa, OK 74119 1604
IRA Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Savings
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Business (Primary) Savings
0.20%
$5
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK 74145
Regular, Business and Estate Shares
0.15%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Health Savings Account (HSA)
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Health Savings Account (HSA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1 Williams Ctr, Tulsa, OK 74172
Personal Savings
0.10%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
$50 opening deposit required
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Health Savings Account (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1437 S Boulder Ave, Tulsa, OK 74119
UMB Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
6130 E 81st St, Tulsa, OK 74137
myRewards Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
9810 E 51st St, Tulsa, OK 74146
Health Savings Account (HSA)
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Commercial Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings Plus
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Tulsa, OK Savings Rate Trends
Compare local Tulsa, OK savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OK Avg
1.786%
▲ 0.305 from last week
Oklahoma high-yield savings rates rose 0.305 points this week to 1.786% APY, up from 1.482% last week.
Standard Savings — OK Avg
0.311%
▼ 0.205 from last week
Oklahoma standard savings rates fell 0.205 points this week to 0.311% APY, down from 0.516% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Tulsa, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tulsa, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Tulsa, Oklahoma
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oklahoma, help your money grow faster through a higher APY.
Are savings accounts in Tulsa, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do savings rates change in Tulsa, Oklahoma?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Tulsa, Oklahoma may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Tulsa, Oklahoma?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Tulsa, Oklahoma offer in-person customer service, which some customers prefer.
How do I open a savings account in Tulsa, Oklahoma?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Tulsa, Oklahoma
Here are recent savings rates observed in Tulsa, Oklahoma and the surrounding area:
- Communication Federal Credit Union
Blue Savings for Business — 3.75% APY - Gateway First Bank
Gateway High Yield Savings — 2.75% APY - Vast Bank
Platinum Savings — 2.50% APY - Security Bank Tulsa, OK
Security Savings — 1.76% APY - Saint Francis Employees Federal Credit Union
Share — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tulsa, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
