Portland, Oregon (OR) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Portland, Oregon and the surrounding area include Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Rewards Savings Account at 5.00% APY, SELCO Community Credit UnionSELCO Community Credit Union2465 NW Thurman St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.37% Vault Youth Savings at 5.00% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.30% Share Account at 3.25% APY, and Advantis Credit UnionAdvantis Credit Union3010 SE Belmont St, Portland, OR 97214A+5.0 ★Texas Ratio: 3.48% New Member Savings at 3.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Portland, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Portland, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Portland, Oregon and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Portland, Oregon & Surrounding Communities
Full Balance
Qualifying balance up to $1,000.00
Additional savings grows according to the Rate & Fee Schedule
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Additional savings grows according to the Rate & Fee Schedule
Qualifying balance up to $2,499.99
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
No monthly account fee if enrolled in paperless eStatements; otherwise fee is $2/month. For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. For complete account terms, rates and fees, contact the credit union at 503.546.5000.
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Portland, OR Savings Rate Trends
Compare local Portland, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.
Oregon standard savings rates rose 0.544 points this week to 0.899% APY, up from 0.355% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Portland, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portland, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Portland, Oregon
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Portland, Oregon safe?
How often do savings rates change in Portland, Oregon?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Portland, Oregon?
How do I open a savings account in Portland, Oregon?
Best Savings Rates in Portland, Oregon
- Unitus Community Credit Union
Rewards Savings Account — 5.00% APY - SELCO Community Credit Union
Vault Youth Savings — 5.00% APY - OnPoint Community Credit Union
OnPoint Premium Savings — 3.50% APY - IQ Credit Union
Share Account — 3.25% APY - Advantis Credit Union
New Member Savings — 3.00% APY
