The best savings rates for Alcoa, Tennessee and the surrounding area include U TU T1858 Pauling St, Alcoa, TN 37701 3000A+5.0 ★Texas Ratio: 4.31% U Earn Savings at 3.70% APY, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 3.39% PREMIUM SAVINGS ACCOUNT at 3.50% APY, Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit Union124 N Hall Rd, Alcoa, TN 37701 2648A+5.0 ★Texas Ratio: 4.66% Savings Account at 1.25% APY, First HorizonFirst Horizon112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and ORNLORNL103 Hamilton Crossing Dr, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.71% IRA Savings at 0.20% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Alcoa, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Alcoa, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Alcoa, Tennessee and the surrounding area. Last Updated and Verified: March 27, 2026
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifying balance up to $500.00
Earn 3.00% APY on the first $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
up to $2,500
NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. When the account is closed, 0.15% APY applies for the month the account is closed.
$.01
over $2,500
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
based on qualifying criteria**
Minimum Balance 4,5,6,9,10
Compare local Alcoa, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.257 points this week to 1.294% APY, down from 1.551% last week.
Tennessee standard savings rates rose 0.264 points this week to 0.515% APY, up from 0.251% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Alcoa, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alcoa, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.