Athens, Tennessee (TN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Athens, Tennessee and the surrounding area include FsnbFsnb1815 Decatur Pike, Athens, TN 37303A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303C-3.6 ★Texas Ratio: 31.66% Bonus Rate Savings at 2.01% APY, Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit Union1314 Decatur Pike, Athens, TN 37303A+5.0 ★Texas Ratio: 4.06% Health Savings Accounts at 0.45% APY, Bowater Employees Credit UnionBowater Employees Credit Union1112 Congress Pkwy S, Athens, TN 37303 2404A5.0 ★Texas Ratio: 6.33% Share Account at 0.30% APY, and ORNLORNL103 W Washington Ave, Athens, TN 37303 3544A+5.0 ★Texas Ratio: 1.71% IRA Savings at 0.20% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Athens, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Athens, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Athens, Tennessee and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Athens, Tennessee & Surrounding Communities
Qualifications Required: SouthEast Bank checking account with the Round Up feature; eStatements; 15 debit card purchases; Qualifying balance up to $10,000
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Great option for overdraft services when linked to checking
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Qualifying balance up to $500.00
Earn 3.00% APY on the first $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
$250,000 or more
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Athens, TN Savings Rate Trends
Compare local Athens, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.257 points this week to 1.294% APY, down from 1.551% last week.
Tennessee standard savings rates rose 0.264 points this week to 0.515% APY, up from 0.251% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Athens, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Athens, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Athens, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Athens, Tennessee safe?
How often do savings rates change in Athens, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Athens, Tennessee?
How do I open a savings account in Athens, Tennessee?
Best Savings Rates in Athens, Tennessee
- Fsnb
Cents-able Savings — 7.00% APY - SouthEast Bank
Bonus Rate Savings — 2.01% APY - Tennessee Valley Federal Credit Union
Health Savings Accounts — 0.45% APY - Bowater Employees Credit Union
Share Account — 0.30% APY - ORNL
IRA Savings — 0.20% APY
