Dayton, Tennessee (TN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Dayton, Tennessee and the surrounding area include FirstBank (TN)FirstBank (TN)1525 Market St, Dayton, TN 37321A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, SouthEast BankSouthEast Bank3995 Rhea County Hwy, Dayton, TN 37321C-3.6 ★Texas Ratio: 31.66% Bonus Rate Savings at 2.01% APY, Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit Union3475 Rhea County Hwy, Dayton, TN 37321A+5.0 ★Texas Ratio: 4.06% Health Savings Accounts at 0.45% APY, FsnbFsnb4424 Lebanon Pike, Hermitage, TN 37076A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, and First US Bank (AL)First US Bank (AL)100 W Emory Rd, Powell, TN 37849A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Dayton, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dayton, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dayton, Tennessee and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Dayton, Tennessee & Surrounding Communities
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifications Required: SouthEast Bank checking account with the Round Up feature; eStatements; 15 debit card purchases; Qualifying balance up to $10,000
Great option for overdraft services when linked to checking
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Earn 3.00% APY on the first $500.00
Qualifying balance up to $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
$250,000 or more
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dayton, TN Savings Rate Trends
Compare local Dayton, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.188 points this week to 1.294% APY, down from 1.482% last week.
Tennessee standard savings rates rose 0.313 points this week to 0.515% APY, up from 0.202% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dayton, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dayton, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dayton, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Dayton, Tennessee safe?
How often do savings rates change in Dayton, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Dayton, Tennessee?
How do I open a savings account in Dayton, Tennessee?
Best Savings Rates in Dayton, Tennessee
- FirstBank (TN)
FirstUp Savings — 3.82% APY - SouthEast Bank
Bonus Rate Savings — 2.01% APY - Tennessee Valley Federal Credit Union
Health Savings Accounts — 0.45% APY - Fsnb
Cents-able Savings — 7.00% APY - First US Bank (AL)
NextGEN Savings — 5.12% APY
