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Tennessee Savings Rate Trends

Kingsport, Tennessee (TN) Savings Rates - March 2026

The best savings rates for Kingsport, Tennessee and the surrounding area include FsnbFsnb2500 W Stone Dr, Kingsport, TN 37660A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union2518 E Stone Dr, Kingsport, TN 37660 5847A+5.0 ★Texas Ratio: 3.39% PREMIUM SAVINGS ACCOUNT at 3.50% APY, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union1500 E Stone Dr, Kingsport, TN 37660A+5.0 ★Texas Ratio: 1.21% Share Draft (Peak Checking) at 3.25% APY, Eastman Credit UnionEastman Credit Union2021 Meadowview Ln, Kingsport, TN 37660A+5.0 ★Texas Ratio: 1.31% Share Savings Account at 2.00% APY, and First HorizonFirst Horizon235 E Center St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Kingsport, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kingsport, Tennessee (TN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Kingsport, Tennessee and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Kingsport, Tennessee & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2500 W Stone Dr, Kingsport, TN 37660
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
PREMIUM SAVINGS ACCOUNT
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

based on qualifying criteria**

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
PREMIUM SAVINGS ACCOUNT
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Jump Start Savings
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Jump Start Savings Account
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Earn 3.00% APY on the first $500.00

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
PREMIUM SAVINGS ACCOUNT
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
1.80%
$0
Rate1.79%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Centsible Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share (Savings)
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Health Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2500 W Stone Dr, Kingsport, TN 37660
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share (Savings)
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2500 W Stone Dr, Kingsport, TN 37660
Savings Tier Two
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
IRA Share
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1708 E Stone Dr, Kingsport, TN 37660
Regular Share
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$50,000.00 and Up

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Personal Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2500 W Stone Dr, Kingsport, TN 37660
Savings Tier One
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1708 E Stone Dr, Kingsport, TN 37660
Regular Share
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$25,000.00-$49,999.00

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share Draft (Premier Checking)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Share Savings Account
0.30%
$5
Rate0.30%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank (ELIZABETHTON, TN)
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
2240 E Stone Dr, Kingsport, TN 37660
EZ Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citizens Bank (ELIZABETHTON, TN)
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
2240 E Stone Dr, Kingsport, TN 37660
Business Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share (Savings)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1708 E Stone Dr, Kingsport, TN 37660
Regular Share
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10,000.00-$24,999.00

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share Club
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1500 E Stone Dr, Kingsport, TN 37660
Share Club*
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1708 E Stone Dr, Kingsport, TN 37660
Sharedraft Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Business Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Jump Start Savings
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. When the account is closed, 0.15% APY applies for the month the account is closed.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2518 E Stone Dr, Kingsport, TN 37660 5847
Regular Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
235 E Center St, Kingsport, TN 37660
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
100 W Emory Rd, Powell, TN 37849
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Kasasa Cash* Health Savings Account (HSA)
4.25%
$50
Rate4.17%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

HCB Hardin County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.21%
235 Wayne Rd, Savannah, TN 38372
Kasasa Cash* Health Savings Account
4.00%
$100
Rate3.93%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
71 S Mechanic St, Lynchburg, TN 37352
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Reserve High Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.70%
$0
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Rewards Share Draft
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $25,000

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1556 W Mcewen Dr, Franklin, TN 37067
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
2.80%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
905 Tusculum Blvd, Greeneville, TN 37745
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
112 N Sycamore St, Elizabethton, TN 37643
High Yield Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Health Savings Account
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Club Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SouthEast Bank
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
285 Front St, Spring City, TN 37381
Bonus Rate Savings
2.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required; Qualifying balance up to $10,000

HCB Hardin County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.21%
235 Wayne Rd, Savannah, TN 38372
Kasasa Cash* Health Savings Account
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Kingsport, TN Savings Rate Trends

Compare local Kingsport, TN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Savings Trends →
High-Yield Savings — TN Avg
1.306%
▲ 0.043 from last week

Tennessee high-yield savings rates rose 0.043 points this week to 1.306% APY, up from 1.264% last week.

Standard Savings — TN Avg
0.549%
▲ 0.298 from last week

Tennessee standard savings rates rose 0.298 points this week to 0.549% APY, up from 0.251% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kingsport, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kingsport, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Kingsport, Tennessee

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Tennessee, help your money grow faster through a higher APY.

Are savings accounts in Kingsport, Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do savings rates change in Kingsport, Tennessee?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Kingsport, Tennessee may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Kingsport, Tennessee?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Kingsport, Tennessee offer in-person customer service, which some customers prefer.

How do I open a savings account in Kingsport, Tennessee?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Kingsport, Tennessee

Here are recent savings rates observed in Kingsport, Tennessee and the surrounding area:
  • Fsnb
    Cents-able Savings — 7.00% APY
  • Knoxville TVA Employees Credit Union
    PREMIUM SAVINGS ACCOUNT — 3.50% APY
  • Appalachian Community Federal Credit Union
    Share Draft (Peak Checking) — 3.25% APY
  • Eastman Credit Union
    Share Savings Account — 2.00% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kingsport, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026