MonitorBankRates
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Tennessee Savings Rate Trends

Nashville, Tennessee (TN) Savings Rates - March 2026

The best savings rates for Nashville, Tennessee and the surrounding area include FsnbFsnb7044 Charlotte Pike, Nashville, TN 37209A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Morgantown B&TMorgantown B&T3102 West End Ave, Nashville, TN 37203A+5.0 ★Texas Ratio: 1.40% Kasasa Cash* Health Savings Account (HSA) at 4.25% APY, US Community Credit UnionUS Community Credit Union89 Hermitage Ave, Nashville, TN 37210A+5.0 ★Texas Ratio: 1.37% Kickstart Kids Savings Acct1 at 4.06% APY, FirstBank (TN)FirstBank (TN)1221 Broadway, Nashville, TN 37203A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, and Cornerstone Financial Credit UnionCornerstone Financial Credit Union1701 21st Ave s, Nashville, TN 37212 3703A5.0 ★Texas Ratio: 6.66% High Yield Savings at 3.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Nashville, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Nashville, Tennessee (TN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Nashville, Tennessee and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Nashville, Tennessee & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7044 Charlotte Pike, Nashville, TN 37209
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Kasasa Cash* Health Savings Account (HSA)
4.25%
$50
Rate4.17%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
Kickstart Kids Savings Acct1
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
1221 Broadway, Nashville, TN 37203
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
High Yield Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
37 W Main St, Nashville, IN 47448
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
Emergency Fund Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
High Yield Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Outreach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
363 Woodycrest Ave, Nashville, TN 37210
Share Savings Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
High Yield Savings
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
High Yield Savings
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
2.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$250,000 or more

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Club Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Health Savings Account
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
High Yield Savings
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000 to $249,999

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$50,000 to $99,999

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$25,000 to $49,999

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
0.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$10,000 to $24,999

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
0.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$1,000 to $9,999

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7044 Charlotte Pike, Nashville, TN 37209
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
High Yield Savings Balance
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100,000.00 and Over

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
High Yield Savings Balance
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$25,000.00 - $99,999.99

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7044 Charlotte Pike, Nashville, TN 37209
Savings Tier Two
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
High Yield Savings Balance
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$1,000.00 - $24,999.99

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7044 Charlotte Pike, Nashville, TN 37209
Savings Tier One
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00

Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
567 Veritas St, Nashville, TN 37211
SPECIAL SAVINGS
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Tennessee Department of Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1150 Foster Ave, Nashville, TN 37243 4400
Share Accumulation
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
10 Rachel Dr, Nashville, TN 37214
Share IRA
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN 37214
Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Kasasa Cash* Health Savings Account (HSA)
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1701 West End Ave, Nashville, TN 37203
Youth Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$2 for each withdrawal/transfer over 6 per month.

F&M Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1701 West End Ave, Nashville, TN 37203
Smart Savings (Consumer & Business)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$2 for each withdrawal/transfer over 6 per month

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1701 West End Ave, Nashville, TN 37203
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2600 Elm Hill Pike, Nashville, TN 37214
Business Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2600 Elm Hill Pike, Nashville, TN 37214
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2600 Elm Hill Pike, Nashville, TN 37214
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2004 Hayes St Ste 120, Nashville, TN 37203 2648
Cumulative IRA Share
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

$100,000.00 Minimum Balance to Earn Stated APY

Volunteer State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Savings IRA
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
MBT Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2034 Richard Jones Rd, Nashville, TN 37215
Advantage Savings
0.10%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

An interest-bearing savings account with unlimited deposits.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 4th Ave N, Nashville, TN 37219
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 4th Ave N, Nashville, TN 37219
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
1221 Broadway, Nashville, TN 37203
Basic Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
1221 Broadway, Nashville, TN 37203
UTMA-Minor Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2034 Richard Jones Rd, Nashville, TN 37215
Easy Savings
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

A variable rate, interest-bearing savings account with a low minimum balance required.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
37 W Main St, Nashville, IN 47448
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 4th Ave N, Nashville, TN 37219
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Nashville, TN Savings Rate Trends

Compare local Nashville, TN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Savings Trends →
High-Yield Savings — TN Avg
1.362%
▼ 0.437 from last week

Tennessee high-yield savings rates fell 0.437 points this week to 1.362% APY, down from 1.799% last week.

Standard Savings — TN Avg
0.546%
▲ 0.296 from last week

Tennessee standard savings rates rose 0.296 points this week to 0.546% APY, up from 0.250% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nashville, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nashville, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Nashville, Tennessee

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Tennessee, help your money grow faster through a higher APY.

Are savings accounts in Nashville, Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do savings rates change in Nashville, Tennessee?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Nashville, Tennessee may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Nashville, Tennessee?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Nashville, Tennessee offer in-person customer service, which some customers prefer.

How do I open a savings account in Nashville, Tennessee?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Nashville, Tennessee

Here are recent savings rates observed in Nashville, Tennessee and the surrounding area:
  • Fsnb
    Cents-able Savings — 7.00% APY
  • Morgantown B&T
    Kasasa Cash* Health Savings Account (HSA) — 4.25% APY
  • US Community Credit Union
    Kickstart Kids Savings Acct1 — 4.06% APY
  • FirstBank (TN)
    FirstUp Savings — 3.82% APY
  • Cornerstone Financial Credit Union
    High Yield Savings — 3.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nashville, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026