The best savings rates for Edinburg, Texas and the surrounding area include PNC BankPNC Bank145 Paseo Del Prado Ave, Edinburg, TX 78539A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Rally Credit UnionRally Credit Union3010 S McColl Rd, Edinburg, TX 78539 9621A+5.0 ★Texas Ratio: 5.21% Liberty Savings at 3.15% APY, Security First Federal Credit UnionSecurity First Federal Credit Union3515 S Jackson Rd, EDINBURG, TX 78539 6600A5.0 ★Texas Ratio: 9.36% Regular Share Account at 0.25% APY, Wells FargoWells Fargo2808 W Trenton Rd, Edinburg, TX 78539A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and GREATER TEXASGREATER TEXAS416 S Jackson Rd, Edinburg, TX 78539 0161A5.0 ★Texas Ratio: 11.76% Health Savings Accounts at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Edinburg, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Edinburg, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Edinburg, Texas and the surrounding area. Last Updated and Verified: March 27, 2026
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Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Non-Qualified Tier
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $499.99
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
Qualifying balance up to $100,000.00
Intro rate subject to change
Only available in Texas
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
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Compare local Edinburg, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.287 points this week to 0.548% APY, down from 0.835% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Edinburg, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Edinburg, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.