The best savings rates for Garland, Texas and the surrounding area include PNC BankPNC Bank111 N Glenbrook Dr, Garland, TX 75040A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Capital One BankCapital One Bank2015 Northwest Hwy, Garland, TX 75041A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, American First National BankAmerican First National Bank3306 W Walnut St, Garland, TX 75042A5.0 ★Texas Ratio: 6.60% VIP savings account at 3.00% APY, The Huntington National BankThe Huntington National Bank1001 Main St, Garland, TX 75040A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and First Guaranty BankFirst Guaranty Bank603 Main St, Garland, TX 75040A5.0 ★Texas Ratio: 12.00% Savings Elite at 2.53% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Garland, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Garland, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Garland, Texas and the surrounding area. Last Updated and Verified: March 26, 2026
guaranteed through June 30, 2026
Minimum of $5,000 not currently deposited at Huntington.
Balances $25,000.00 or more
$5 minimum balance is required to maintain a Regular Savings account.
$5 minimum balance is required to maintain a Regular Savings account.
Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 21, 2026. Rates are subject to change without notice.
Rate from $500 and up
Reg $500.00 and up
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Balances less than $25,000.00
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $10,000.00
Compare local Garland, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Garland, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Garland, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.