The best savings rates for Harlingen, Texas and the surrounding area include PNC BankPNC Bank115 E Van Buren Ave, Harlingen, TX 78550A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Rally Credit UnionRally Credit Union202 Camelot Drive, Harlingen, TX 78550A+5.0 ★Texas Ratio: 5.21% Liberty Savings at 3.15% APY, Frost BankFrost Bank1514 W Tyler Ave, Harlingen, TX 78550A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY, Members First Credit Union Corpus Christi, TXMembers First Credit Union Corpus Christi, TX722 S Loop 499, Harlingen, TX 78550 2558A+5.0 ★Texas Ratio: 0.91% IRA Savings at 0.90% APY, and Valley Federal Credit UnionValley Federal Credit Union1613 W Filmore Ave, Harlingen, TX 78550 6270A+5.0 ★Texas Ratio: 2.02% Educational IRA Share Account at 0.35% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Harlingen, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Harlingen, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Harlingen, Texas and the surrounding area. Last Updated and Verified: March 25, 2026
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Dividends paid on balances over $500.00.
Dividends paid on balances over $100.00
Plus a $5 fee
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Non-Qualified Tier
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $10,000.00
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Compare local Harlingen, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Harlingen, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Harlingen, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.