The best savings rates for Mesquite, Texas and the surrounding area include Neighborhood Credit UnionNeighborhood Credit Union2201 N Belt Line Rd, Mesquite, TX 75150 5820A5.0 ★Texas Ratio: 8.73% Online Savings at 3.60% APY, The Huntington National BankThe Huntington National Bank1438 Oates Dr, Mesquite, TX 75150A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank3111 N Galloway Ave, Mesquite, TX 75150A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank2828 N Galloway Ave, Mesquite, TX 75150A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and Resource One Credit UnionResource One Credit Union2750 N Galloway Ave, Mesquite, TX 75150B+4.7 ★Texas Ratio: 19.00% IRA & SEP Savings at 0.35% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mesquite, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mesquite, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mesquite, Texas and the surrounding area. Last Updated and Verified: March 27, 2026
An exclusive rate only available online with additional deposits allowed.
Minimum of $5,000 not currently deposited at Huntington.
Minimum of $5,000 not currently deposited at Huntington.
Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 21, 2026. Rates are subject to change without notice.
$25 and Above
Reg $500.00 and up
Rate from $500 and up
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $499.99
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $100,000.00
Only available in Texas
Only available in Texas
Compare local Mesquite, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mesquite, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mesquite, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.