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Texas Savings Rate Trends

Mesquite, Texas (TX) Savings Rates - March 2026

The best savings rates for Mesquite, Texas and the surrounding area include Neighborhood Credit UnionNeighborhood Credit Union2201 N Belt Line Rd, Mesquite, TX 75150 5820A5.0 ★Texas Ratio: 8.73% Online Savings at 3.60% APY, The Huntington National BankThe Huntington National Bank1438 Oates Dr, Mesquite, TX 75150A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank3111 N Galloway Ave, Mesquite, TX 75150A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank2828 N Galloway Ave, Mesquite, TX 75150A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and Resource One Credit UnionResource One Credit Union2750 N Galloway Ave, Mesquite, TX 75150B+4.7 ★Texas Ratio: 19.00% IRA & SEP Savings at 0.35% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Mesquite, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mesquite, Texas (TX) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Mesquite, Texas and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Mesquite, Texas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Online Savings
3.60%
$1,500
Rate3.54%
Min Deposit$1,500
Min Balance
UpdatedMar 27, 2026
Details

An exclusive rate only available online with additional deposits allowed.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1438 Oates Dr, Mesquite, TX 75150
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3111 N Galloway Ave, Mesquite, TX 75150
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Max Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Max Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1438 Oates Dr, Mesquite, TX 75150
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
High Yield Savings
2.75%
$100
Rate2.71%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
2828 N Galloway Ave, Mesquite, TX 75150
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
2828 N Galloway Ave, Mesquite, TX 75150
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
2828 N Galloway Ave, Mesquite, TX 75150
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
2750 N Galloway Ave, Mesquite, TX 75150
IRA & SEP Savings
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedMar 21, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2151 N Belt Line Rd, Mesquite, TX 75150
IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Corner Stone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150 5368
Regular Shares
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Corner Stone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150 5368
IRA Shares
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2151 N Belt Line Rd, Mesquite, TX 75150
Money Musketeers® Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2151 N Belt Line Rd, Mesquite, TX 75150
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2151 N Belt Line Rd, Mesquite, TX 75150
Dinero® Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3001 Motley Dr Ste H, Mesquite, TX 75150 3457
Kids Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3001 Motley Dr Ste H, Mesquite, TX 75150 3457
Smart Start Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Kid's Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Membership Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Prize Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Special Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
2750 N Galloway Ave, Mesquite, TX 75150
Regular Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
2750 N Galloway Ave, Mesquite, TX 75150
Roary & CU Succeed Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
2750 N Galloway Ave, Mesquite, TX 75150
Summer Savings & Holiday Club
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 21, 2026. Rates are subject to change without notice.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2151 N Belt Line Rd, Mesquite, TX 75150
Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX 75149
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$25 and Above

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
2828 N Galloway Ave, Mesquite, TX 75150
Freestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3001 Motley Dr Ste H, Mesquite, TX 75150 3457
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Reg $500.00 and up

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3001 Motley Dr Ste H, Mesquite, TX 75150 3457
IRA Savings Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3001 Motley Dr Ste H, Mesquite, TX 75150 3457
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Rate from $500 and up

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
120 W Main St, Mesquite, TX 75149
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
120 W Main St, Mesquite, TX 75149
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3111 N Galloway Ave, Mesquite, TX 75150
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
120 W Main St, Mesquite, TX 75149
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3111 N Galloway Ave, Mesquite, TX 75150
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
120 W Main St, Mesquite, TX 75149
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
120 W Main St, Mesquite, TX 75149
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
2201 N Belt Line Rd, Mesquite, TX 75150 5820
Max Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Building 239, Sheppard Afb, TX 76311
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1404 N Lee Trevino Dr, El Paso, TX 79936 6533
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
909 W Sanford St, ARLINGTON, TX 76012 5032
RoundUp Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
800 E Main St, Gatesville, TX 76528
First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $5,000.00

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX 78752 2315
Easy Save Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $500.00

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
909 W Sanford St, ARLINGTON, TX 76012 5032
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $499.99

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1021 Central Expy S, allen, TX 75013 2790
Premier Savings for New Members
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1021 Central Expy S, allen, TX 75013 2790
Premier Savings
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Smart Steps Savings
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings*
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $100,000.00

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Regular Savings / Business Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1601 Preston Rd, Plano, TX 75093
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High-Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Elite Savings
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
118 S Houston Ave, Cameron, TX 76520
Advantage Plus Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
118 S Houston Ave, Cameron, TX 76520
Advantage Plus Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Mesquite, TX Savings Rate Trends

Compare local Mesquite, TX savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Savings Trends →
High-Yield Savings — TX Avg
0.805%
▼ 2.174 from last week

Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.

Standard Savings — TX Avg
0.541%
▼ 0.266 from last week

Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mesquite, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mesquite, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Mesquite, Texas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.

Are savings accounts in Mesquite, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do savings rates change in Mesquite, Texas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mesquite, Texas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Mesquite, Texas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mesquite, Texas offer in-person customer service, which some customers prefer.

How do I open a savings account in Mesquite, Texas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Mesquite, Texas

Here are recent savings rates observed in Mesquite, Texas and the surrounding area:
  • Neighborhood Credit Union
    Online Savings — 3.60% APY
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Hancock Whitney Bank
    Freestyle Savings Account — 2.75% APY
  • Resource One Credit Union
    IRA & SEP Savings — 0.35% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mesquite, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026