The best savings rates for Pearland, Texas and the surrounding area include PNC BankPNC Bank3815 Broadway St, Pearland, TX 77581A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank10515 Broadway St, Pearland, TX 77584A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union1819 Broadway St Ste 109, Pearland, TX 77581 5671A+5.0 ★Texas Ratio: 3.85% Dollar Up Savings at 3.02% APY, Texas Bay Credit UnionTexas Bay Credit Union11555 Magnolia Parkway, Pearland, TX 77584A5.0 ★Texas Ratio: 8.99% Share at 2.27% APY, and Smart Financial Credit UnionSmart Financial Credit Union3060 Kirby Dr, Pearland, TX 77584 5594A5.0 ★Texas Ratio: 10.10% IRA (Savings) at 1.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Pearland, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pearland, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Pearland, Texas and the surrounding area. Last Updated and Verified: March 25, 2026
$500,000 and up
$700,000 and up
$300,000 to $499,999.99
$500,000 to $699,999.99
$200,000 to $299,999.99
$100 or $50 w/ payroll deduction-Direct Deposit
$150,000 to $199,999.99
$300,000 to $499,999.99
$100,000 to $149,999.99
$50K to $99,999.99
$50,000 to $299,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $14,999.99
$1,000 to $49,999.99
$100 to $4,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Compare local Pearland, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pearland, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pearland, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.