The best savings rates for Round Rock, Texas and the surrounding area include Amplify Credit UnionAmplify Credit Union115 Sundance Pkwy Ste 500, Round Rock, TX 78681 7927A+5.0 ★Texas Ratio: 2.63% Business High-Yield Savings Account at 4.00% APY, Austin Telco Federal Credit UnionAustin Telco Federal Credit Union201 Sundance Pkwy Ste B, Round Rock, TX 78681 8009A+5.0 ★Texas Ratio: 2.16% Share Account at 3.65% APY, Citizens National Bank Cameron, TXCitizens National Bank Cameron, TX110 S Mays, Round Rock, TX 78664A+5.0 ★Texas Ratio: 1.72% Advantage Plus Savings Account at 3.50% APY, PNC BankPNC Bank895 N Interstate 35, Round Rock, TX 78664A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union104 Sundance Pkwy, Round Rock, TX 78681 7922A-5.0 ★Texas Ratio: 15.43% Online Savings at 2.75% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Round Rock, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Round Rock, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Round Rock, Texas and the surrounding area. Last Updated and Verified: March 27, 2026
w/Direct Deposit into Checking.
Calculated daily; paid monthly on balances of $100 or more. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Anticipated Dividends
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Compare local Round Rock, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Round Rock, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Round Rock, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.