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Texas Savings Rate Trends

Southlake, Texas (TX) Savings Rates - March 2026

The best savings rates for Southlake, Texas and the surrounding area include Texas Capital BankTexas Capital Bank1538 East Southlake Boulevard, Southlake, TX 76092A+5.0 ★Texas Ratio: 2.17% Star Elite Savings at 3.65% APY, PNC BankPNC Bank2200 W Southlake Blvd, Southlake, TX 76092A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, EECU Credit UnionEECU Credit Union1460 W Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 2.75% High Yield Savings at 3.00% APY, Delta Community Credit UnionDelta Community Credit Union100 N Kimball Ave Ste 103, Southlake, TX 76092 8024A+5.0 ★Texas Ratio: 1.57% Individual Retirement Accounts/Coverdell Educational Savings Accounts at 2.00% APY, and Frost BankFrost Bank641 E Southlake Blvd, Southlake, TX 76092A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Southlake, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Southlake, Texas (TX) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Southlake, Texas and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Southlake, Texas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star Elite Savings
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star High Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star High-Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2200 W Southlake Blvd, Southlake, TX 76092
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Fees could reduce the earnings on the account. Interest will be accrued and credited to your account quarterly. This limited-time offer is subject to change at any time without notice. Additional terms and conditions apply.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Business High Yield Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

New Money Required To Fund.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Business Money Market Savings
2.78%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 23, 2026
Details

Min balance of $100K

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Savings
2.78%
$2,500
Rate2.75%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Savings
2.63%
$2,500
Rate2.60%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Index IRA Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

$15,000 minimum to open

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Savings
2.38%
$2,500
Rate2.35%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Index IRA Savings
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

$15,000 minimum to open

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Savings
2.17%
$2,500
Rate2.15%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star High Yield Savings Account
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star Savings
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Shooting Star Savings
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star High-Yield Savings Account
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Star Savings Account
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Available in all states.

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Index IRA Savings
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

$15,000 minimum to open

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Money Market Savings
1.87%
$2,500
Rate1.85%
Min Deposit$2,500
Min Balance
UpdatedMar 23, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
1.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1538 East Southlake Boulevard, Southlake, TX 76092
Edge Business Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Health Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Money Market
0.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Health Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Business Savings
0.55%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Min balance of $100K

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Regular Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
IRA Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Regular Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1460 W Southlake Blvd, Southlake, TX 76092
Regular Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Health Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Business Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Health Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Business Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX 76092 8024
Health Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
641 E Southlake Blvd, Southlake, TX 76092
Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $14,999.99

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 W Southlake Blvd, Southlake, TX 76092
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 W Southlake Blvd, Southlake, TX 76092
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2200 W Southlake Blvd, Southlake, TX 76092
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2200 W Southlake Blvd, Southlake, TX 76092
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 W Southlake Blvd, Southlake, TX 76092
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 W Southlake Blvd, Southlake, TX 76092
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 W Southlake Blvd, Southlake, TX 76092
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Building 239, Sheppard Afb, TX 76311
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
800 E Main St, Gatesville, TX 76528
First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $5,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings*
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $100,000.00

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Regular Savings / Business Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1601 Preston Rd, Plano, TX 75093
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Southlake, TX Savings Rate Trends

Compare local Southlake, TX savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Savings Trends →
High-Yield Savings — TX Avg
0.805%
▼ 2.174 from last week

Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.

Standard Savings — TX Avg
0.541%
▼ 0.266 from last week

Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Southlake, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Southlake, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Southlake, Texas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.

Are savings accounts in Southlake, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do savings rates change in Southlake, Texas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Southlake, Texas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Southlake, Texas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Southlake, Texas offer in-person customer service, which some customers prefer.

How do I open a savings account in Southlake, Texas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Southlake, Texas

Here are recent savings rates observed in Southlake, Texas and the surrounding area:
  • Texas Capital Bank
    Star Elite Savings — 3.65% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • EECU Credit Union
    High Yield Savings — 3.00% APY
  • Delta Community Credit Union
    Individual Retirement Accounts/Coverdell Educational Savings Accounts — 2.00% APY
  • Frost Bank
    Savings Money Market — 1.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Southlake, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026