The best savings rates for Texas City, Texas and the surrounding area include PNC BankPNC Bank2131 Palmer Hwy, Texas City, TX 77590A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Synergy Federal Credit UnionSynergy Federal Credit Union1201 25th Ave N, Texas City, TX 77590 5525A+5.0 ★Texas Ratio: 0.96% Sprout and Teen Savings Account at 1.71% APY, Frost BankFrost Bank2831 Palmer Highway, Texas City, TX 77590A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY, Amoco Federal Credit UnionAmoco Federal Credit Union2300 Texas Ave, Texas City, TX 77590A5.0 ★Texas Ratio: 6.48% Share Savings Account at 0.20% APY, and Texas Dow Employees Credit UnionTexas Dow Employees Credit Union6151 Gulf Freeway, Texas City, TX 77591B-4.4 ★Texas Ratio: 22.42% Club Savings at 0.10% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Texas City, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Texas City, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Texas City, Texas and the surrounding area. Last Updated and Verified: March 26, 2026
$2,000 to open
Qualifying balance up to $14,999.99
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $10,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Balances $500,000 and above
Balances $250,000 and above
Compare local Texas City, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Texas City, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Texas City, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.