The best savings rates for Bountiful, Utah and the surrounding area include Chevron Federal Credit UnionChevron Federal Credit Union273 W 500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, Deseret First Federal Credit UnionDeseret First Federal Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 7.12% Mission Savings Fund at 3.50% APY, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.00% Health Savings Account at 0.32% APY, Firefighters Credit UnionFirefighters Credit Union585 W 500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.84% Share Savings at 0.10% APY, and Wells FargoWells Fargo280 W 1500 S, Bountiful, UT 84010A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bountiful, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bountiful, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bountiful, Utah and the surrounding area. Last Updated and Verified: March 25, 2026
Loyalty Rate: 3.93%, Loyalty APY: 4.00%
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Standard Rate*
Earn 10x the National Average2
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
Compare local Bountiful, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.
Utah standard savings rates rose 1.099 points this week to 1.199% APY, up from 0.100% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bountiful, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bountiful, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.