Saint Albans, Vermont (VT) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Saint Albans, Vermont and the surrounding area include Vermont Federal Credit UnionVermont Federal Credit Union55 Old Orchard Rd, Saint Albans, VT 05478 2053A+5.0 ★Texas Ratio: 3.42% High Yield Savings at 4.00% APY, Peoples Trust Co. of St. AlbansPeoples Trust Co. of St. Albans25 Kingman St, Saint Albans, VT 05478A+5.0 ★Texas Ratio: 3.62% Health Savings Account at 0.30% APY, Union Bank Morrisville, VTUnion Bank Morrisville, VT15 Mapleville Depot, Saint Albans, VT 05478A+5.0 ★Texas Ratio: 3.26% Statement Savings at 0.10% APY, Mascoma BankMascoma Bank270 River St, Springfield, VT 05156A+5.0 ★Texas Ratio: 0.52% Build Savings - Tier 1 at 3.35% APY, and Credit Union of Vermont Credit UnionCredit Union of Vermont Credit Union2 S Main St, Rutland, VT 05701 4262A+5.0 ★Texas Ratio: 0.16% Savings at 2.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Saint Albans, Vermont, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Saint Albans, Vermont (VT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Saint Albans, Vermont and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Saint Albans, Vermont & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
High Yield Savings - Limited Time Special Rate **
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
up to $5,000; Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Special High Yield Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Limited time offer. Restrictions apply.
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
IRA Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
IRA (Accumulator) Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Coach Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Access Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Save for Success Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Statement Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Statement Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Business Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Estate Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
55 Old Orchard Rd, Saint Albans, VT 05478 2053
Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
Build Savings - Tier 1
3.35%
$5
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$500,000+
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000-$499,999
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$50,000-$99,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Flex Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 2
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$25,000-$49,999
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$10,000-$24,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$2,000-$9,999
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
IRA SHARES
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.95%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.91%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.74%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
IRA Shares
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Health Savings Account(HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Health Savings Account(HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Regular Shares
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts Tier 4
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Special Purpose Savings Accounts (Holiday, Vacation, Fuel, Tax, etc.)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Share Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Shares/Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Primary Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
SPECIAL SHARES
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
REGULAR SHARES
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ledyard National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
320 Main St, Norwich, VT 05055
Health Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
on accounts with a balance over $25k
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts Tier 3
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts Tier 2
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Home Town Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Health Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Other Savings Accounts
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Albans, VT Savings Rate Trends
Compare local Saint Albans, VT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — VT Avg
4.000%
▲ 2.518 from last week
Vermont high-yield savings rates rose 2.518 points this week to 4.000% APY, up from 1.482% last week.
Standard Savings — VT Avg
0.161%
▼ 0.014 from last week
Vermont standard savings rates fell 0.014 points this week to 0.161% APY, down from 0.175% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Albans, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Albans, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Saint Albans, Vermont
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Vermont, help your money grow faster through a higher APY.
Are savings accounts in Saint Albans, Vermont safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.
How often do savings rates change in Saint Albans, Vermont?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Saint Albans, Vermont may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Saint Albans, Vermont?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Saint Albans, Vermont offer in-person customer service, which some customers prefer.
How do I open a savings account in Saint Albans, Vermont?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Saint Albans, Vermont
Here are recent savings rates observed in Saint Albans, Vermont and the surrounding area:
- Vermont Federal Credit Union
High Yield Savings — 4.00% APY - Peoples Trust Co. of St. Albans
Health Savings Account — 0.30% APY - Union Bank Morrisville, VT
Statement Savings — 0.10% APY - Mascoma Bank
Build Savings - Tier 1 — 3.35% APY - Credit Union of Vermont Credit Union
Savings — 2.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Albans, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
