Cape Charles, Virginia (VA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Cape Charles, Virginia and the surrounding area include Pentagon Federal Credit UnionPentagon Federal Credit Union239 Mason Ave, Cape Charles, VA 23310 3201A5.0 ★Texas Ratio: 10.64% Premium Online Savings Account at 2.70% APY, Calvin B. Taylor Banking CompanyCalvin B. Taylor Banking Company645 Mason Ave, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 0.66% Health Savings Account at 1.46% APY, First HorizonFirst Horizon21263 Lankford Hwy, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Atlantic Union BankAtlantic Union Bank22468 Lankford Hwy, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, and SPECTRASPECTRA5440 Cherokee Ave Ste 200, Alexandria, VA 22312A+5.0 ★Texas Ratio: 0.00% Brilliant Kid's Savings Account at 10.38% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cape Charles, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cape Charles, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cape Charles, Virginia and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Cape Charles, Virginia & Surrounding Communities
$5 minimum balance to open
$25 minimum balance to open
$5 minimum balance to open
$25 Minimum Balance to Open
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $15,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Boosted Rate: 3.75% for 6 months ($0+)
Intro rate subject to change
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Qualifying balance up to $500,000.00
based on qualifying criteria**
Limited time offer for non-profit business (defined as 501c3) entities only.
Online Only
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Qualifying balance up to $19,999
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,499.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cape Charles, VA Savings Rate Trends
Compare local Cape Charles, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.
Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cape Charles, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cape Charles, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cape Charles, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Cape Charles, Virginia safe?
How often do savings rates change in Cape Charles, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Cape Charles, Virginia?
How do I open a savings account in Cape Charles, Virginia?
Best Savings Rates in Cape Charles, Virginia
- Pentagon Federal Credit Union
Premium Online Savings Account — 2.70% APY - Calvin B. Taylor Banking Company
Health Savings Account — 1.46% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY - SPECTRA
Brilliant Kid's Savings Account — 10.38% APY
