Chesterfield, Virginia (VA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Chesterfield, Virginia and the surrounding area include Chesapeake BankChesapeake Bank10000 Courtview Ln, Chesterfield, VA 23832A+5.0 ★Texas Ratio: 2.95% Clear Sky Savings at 2.30% APY, Argent Federal Credit UnionArgent Federal Credit Union14901 Dogwood Villas Dr, Chesterfield, VA 23832A5.0 ★Texas Ratio: 6.24% MMA at 2.00% APY, First Community BankFirst Community Bank6951 Commons Plz, Chesterfield, VA 23832A+5.0 ★Texas Ratio: 4.10% Community Savings at 1.51% APY, Virginia Credit UnionVirginia Credit Union14520 Hancock Village St, Chesterfield, VA 23832 2773A5.0 ★Texas Ratio: 6.74% Health Savings Account at 1.25% APY, and Wells FargoWells Fargo6441 Chesterfield Meadows Dr, Chesterfield, VA 23832A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Chesterfield, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chesterfield, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chesterfield, Virginia and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Chesterfield, Virginia & Surrounding Communities
Tier 2
$250,000 - up
$100,000 - $249,999
$50,000 - $99,999
$20,000 - $49,999
$1,000 - $19,999
Tier 1
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $15,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Boosted Rate: 3.75% for 6 months ($0+)
Intro rate subject to change
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Qualifying balance up to $500,000.00
based on qualifying criteria**
Limited time offer for non-profit business (defined as 501c3) entities only.
Online Only
RELATIONSHIP
Qualifying balance up to $25,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chesterfield, VA Savings Rate Trends
Compare local Chesterfield, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.
Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chesterfield, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chesterfield, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chesterfield, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Chesterfield, Virginia safe?
How often do savings rates change in Chesterfield, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Chesterfield, Virginia?
How do I open a savings account in Chesterfield, Virginia?
Best Savings Rates in Chesterfield, Virginia
- Chesapeake Bank
Clear Sky Savings — 2.30% APY - Argent Federal Credit Union
MMA — 2.00% APY - First Community Bank
Community Savings — 1.51% APY - Virginia Credit Union
Health Savings Account — 1.25% APY - Wells Fargo
Platinum Savings — 0.05% APY
