Fredericksburg, Virginia (VA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fredericksburg, Virginia and the surrounding area include Blue Ridge Bank National AssociationBlue Ridge Bank National Association10645 Courthouse Rd, Fredericksburg, VA 22407F2.8 ★Texas Ratio: 41.42% Youth Savings Account at 4.50% APY, PNC BankPNC Bank4319 Plank Rd, Fredericksburg, VA 22407A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Citizens and Farmers BankCitizens and Farmers Bank175 Kings Hwy, Fredericksburg, VA 22405A+5.0 ★Texas Ratio: 0.81% Community Money Market Savings at 3.25% APY, Baxter Credit UnionBaxter Credit Union1 Geico Blvd, Fredericksburg, VA 22412A5.0 ★Texas Ratio: 7.73% SafeGuard Savings, Municipal at 3.00% APY, and Virginia Credit UnionVirginia Credit Union2150 Gordon W Shelton Blvd, Fredericksburg, VA 22401 4974A5.0 ★Texas Ratio: 6.74% Health Savings Account at 1.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fredericksburg, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fredericksburg, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fredericksburg, Virginia and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Fredericksburg, Virginia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings Account
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $15,000.00
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4319 Plank Rd, Fredericksburg, VA 22407
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Citizens and Farmers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
175 Kings Hwy, Fredericksburg, VA 22405
Community Money Market Savings
3.25%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Limited time offer for non-profit business (defined as 501c3) entities only.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account
3.00%
$100
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $100,000.00
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings Account
2.76%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
2.76%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
2.52%
$0
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
2.42%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
Rainy Day Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances above $25,000 and up to $50,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
SafeGuard Savings, Business
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
Rainy Day Savings
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances up to $25,000
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA 22401 4974
Health Savings Account
1.25%
$5
▼
Rate1.24%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA 22401 4914
Youth Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA 22401 4974
Regular Savings
0.40%
$5
▼
Rate0.40%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Premium Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
IRA Variable Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Premium Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Business Premium Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings Account
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Business Premium Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $50,000.99
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Regular Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Prime Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Premium Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Business Premium Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
10645 Courthouse Rd, Fredericksburg, VA 22407
Youth Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
PRISM Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA 22401 4914
Special Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
2150 Gordon W Shelton Blvd, Fredericksburg, VA 22401 4974
Regular Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Premium Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Business Regular Shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Business Prime Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1151 Carl D Silver Pkwy, Fredericksburg, VA 22401 4914
Prime Share/Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 D Emancipation Highway, Fredericksburg, VA 22401
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
4805 Lassen Ln, Fredericksburg, VA 22408
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 D Emancipation Highway, Fredericksburg, VA 22401
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4319 Plank Rd, Fredericksburg, VA 22407
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
Holiday Club Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
Rainy Day Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On remainder over $50,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Geico Blvd, Fredericksburg, VA 22412
Regular Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA 22401
Checking / Share Draft
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Coverdell Education Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fredericksburg, VA Savings Rate Trends
Compare local Fredericksburg, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — VA Avg
0.592%
▼ 0.890 from last week
Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.
Standard Savings — VA Avg
0.529%
▲ 0.093 from last week
Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fredericksburg, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fredericksburg, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fredericksburg, Virginia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.
Are savings accounts in Fredericksburg, Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.
How often do savings rates change in Fredericksburg, Virginia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fredericksburg, Virginia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fredericksburg, Virginia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fredericksburg, Virginia offer in-person customer service, which some customers prefer.
How do I open a savings account in Fredericksburg, Virginia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fredericksburg, Virginia
Here are recent savings rates observed in Fredericksburg, Virginia and the surrounding area:
- Blue Ridge Bank National Association
Youth Savings Account — 4.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Citizens and Farmers Bank
Community Money Market Savings — 3.25% APY - Baxter Credit Union
SafeGuard Savings, Municipal — 3.00% APY - Virginia Credit Union
Health Savings Account — 1.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fredericksburg, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
