Harrisonburg, Virginia Savings Rates - October 2026

1.00% to 0.47% on balances above $50,000

Balance: $5 - $4,999.99; Balance Requirement to Avoid Service Charges:

Balance: $10,000.00 or more

Over $10,000; Transaction Limits: Limited

Transaction Limits: Limited

Balance: All Balances

Balance: less than $10,000

Under $10,000; Transaction Limits: Limited

Balance: $25,000+

Dividends paid quarterly; dividends forfeited if account closed before accrued dividends are credited

Open until maturity; Balance Requirement to Avoid Service Charges: Forfeit interest if cashed prior to maturity

Balance Requirement to Avoid Service Charges: Quarterly average $100

Balance: $5,000+; Balance Requirement to Avoid Service Charges:

Balance: Over $1,000

Balance: Over $1,000; Youth savings account for kids under 18

Balance: $10,000 - $24,999.99

Published APY range: 0.07 - 0.07%. Balance: $10,000.00 but less than $25,000.00

Balance: $10,000.00 but less than $25,000.00

When linked to Premier Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

Transaction Limits: Limited

Balance: $0.00 - $9,999.99

Balance: $100,001 and Greater

Default Rate, all balances

Balance: $0 but less than $2,500.00

Minimum balance footnoted with *** on the source page

Compounding: Quarterly; Membership eligibility required

Quarterly compounding; Variable dividend rate

Balance: $0 and above; Quarterly compounding; Variable dividend rate

When linked to Prime Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

Minimum Balance of $5

Minimum Balance of $5

Balance: $0.01 - $1,000.00; Must be 17 years old or younger to open with a parent or legal guardian; Rate may change after account is opened

Published APY range: 5.88% to 5.99%. Balance: $1,000.01 - $1,044.68; Must be 17 years old or younger to open with a parent or legal guardian; Rate may change after account is opened

Balance: up to $19999

Balance: $0.01 - $1,000.00

Balance: Balances $1,000 and under; Primary account holder must be 17 years of age or younger; rate applies to balances up to $1,000, amounts over $1,000 earn the current Share Savings rate

Special rate applies only on the first $500 deposited as long as member meets all requirements. Requirements: age 19 or younger, valid government issued photo ID or social security number for minors, parent or legal guardian joint on account. At age 20 balance transfers to prime share account. Deposits over $500.00 earn the regular share savings rate.

Balance: $1.00 - $2,500.00

Up to 5.00% APY; Dividends credited Monthly

Balance: $0-500

Balance: $100.00 - $5,000.99 earns APY 5.00%; Balances $5,001.00 and above earn APY 0.20%; Requires open checking account under same membership number; Must be 22 or older; One per Social Security or Taxpayer Identification Number; Minimum Balance/Average Daily Balance: $5/$100

Balance: $0.00 - $2,499.99; During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99. The standard tiered APYs displayed apply to the remaining portion(s) of the account balances above the first tier. Dividend rates are tiered; different portions of the total account balance earn different rates. The APY reflects a blended rate based on the portion of the total balance in each tier, and if held to maturity. Dividends accrue daily and are paid monthly. Fees could reduce earnings on the account. No penalty for withdrawal. Limited to personal accounts; one account per member. Certain conditions and restrictions may apply. Rates and tiers are subject to change without notice. Membership must be completed before account opening. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts

Qualifications Required; Qualifying balance up to $25,000; requires direct deposit(s) of at least $500.00 per month to a Freedom Direct, Justice National, Beyond the Badge or Student checking account; No minimum balance requirement

Balance: $1,000.01 - $10,000.00

Qualifications Required: eStatements enrollment; one withdrawal per month limit; Balance: $0.01 - $25,000.00; Earn 3.75% APY on average daily balances up to $25,000. Earn 0.05% APY on the average daily balances exceeding $25,000. This account requires enrollment in eStatements and is limited to one withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY on the entire balance. If requirements are not met as of the last day of the month, the reduced rate will apply beginning the following month. Limit one (1) High-Yield Savings account per member. Dividends compound monthly.