Mechanicsville, Virginia (VA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Mechanicsville, Virginia and the surrounding area include Primis BankPrimis Bank8123 Mechanicsville Tpke, Mechanicsville, VA 23111A+5.0 ★Texas Ratio: 4.80% Primis Business Savings at 4.00% APY, Citizens and Farmers BankCitizens and Farmers Bank7021 Mechanicsville Tpke, Mechanicsville, VA 23111A+5.0 ★Texas Ratio: 0.81% Community Money Market Savings at 3.25% APY, Virginia Credit UnionVirginia Credit UnionCreighton Crossing Shopping Center, Mechanicsville, VA 23111 4595A5.0 ★Texas Ratio: 6.74% Health Savings Account at 1.25% APY, Connects Federal Credit UnionConnects Federal Credit Union9280 Chamberlayne Rd Ste 100, Mechanicsville, VA 23116A5.0 ★Texas Ratio: 8.74% IRA Share Account at 0.50% APY, and Atlantic Union BankAtlantic Union Bank9534 Chamberlayne Rd, Mechanicsville, VA 23116A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mechanicsville, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mechanicsville, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mechanicsville, Virginia and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Mechanicsville, Virginia & Surrounding Communities
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Limited time offer for non-profit business (defined as 501c3) entities only.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Direct Deposit to a new or existing Justice Federal Checking Account.
Intro rate subject to change
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Boosted Rate: 3.75% for 6 months ($0+)
Qualifying balance up to $500,000.00
based on qualifying criteria**
Online Only
Qualifying balance up to $25,000
RELATIONSHIP
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,499.00
Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mechanicsville, VA Savings Rate Trends
Compare local Mechanicsville, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.158 points this week to 0.592% APY, down from 0.750% last week.
Virginia standard savings rates fell 1.095 points this week to 0.304% APY, down from 1.399% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mechanicsville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mechanicsville, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mechanicsville, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Mechanicsville, Virginia safe?
How often do savings rates change in Mechanicsville, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Mechanicsville, Virginia?
How do I open a savings account in Mechanicsville, Virginia?
Best Savings Rates in Mechanicsville, Virginia
- Primis Bank
Primis Business Savings — 4.00% APY - Citizens and Farmers Bank
Community Money Market Savings — 3.25% APY - Virginia Credit Union
Health Savings Account — 1.25% APY - Connects Federal Credit Union
IRA Share Account — 0.50% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY
