South Boston, Virginia (VA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for South Boston, Virginia and the surrounding area include Benchmark Community BankBenchmark Community Bank1135 Huell Matthews Hwy, South Boston, VA 24592A+5.0 ★Texas Ratio: 1.83% Pay or Play Savings at 1.00% APY, First HorizonFirst Horizon410 Main St, South Boston, VA 24592A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, First National Bank VAFirst National Bank VA4027 Halifax Road, South Boston, VA 24592A+5.0 ★Texas Ratio: 2.62% Business Savings at 0.50% APY, Atlantic Union BankAtlantic Union Bank3609 Old Halifax Rd, South Boston, VA 24592A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, and URW Community Federal Credit UnionURW Community Federal Credit Union4018 Halifax Rd, South Boston, VA 24592 4832A5.0 ★Texas Ratio: 10.37% Vacation Club Savings at 0.20% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in South Boston, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in South Boston, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in South Boston, Virginia and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in South Boston, Virginia & Surrounding Communities
Qualifying balance up to $2,000.00
Open any time throughout the year. Dividends on average daily balance, paid monthly. Funds are automatically transferred to your URW Community Federal Savings or Checking account. Renews automatically each year unless you close it.
Interest earned on first $500
Open any time throughout the year. Dividends on average daily balance, paid monthly. Funds are automatically transferred to your URW Community Federal Savings or Checking account. Renews automatically each year unless you close it.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Direct Deposit to a new or existing Justice Federal Checking Account.
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Boosted Rate: 3.75% for 6 months ($0+)
Intro rate subject to change
Qualifying balance up to $500,000.00
based on qualifying criteria**
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,499.00
Qualifying balance up to $1,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
South Boston, VA Savings Rate Trends
Compare local South Boston, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.158 points this week to 0.592% APY, down from 0.750% last week.
Virginia standard savings rates fell 1.095 points this week to 0.304% APY, down from 1.399% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for South Boston, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Boston, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in South Boston, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in South Boston, Virginia safe?
How often do savings rates change in South Boston, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in South Boston, Virginia?
How do I open a savings account in South Boston, Virginia?
Best Savings Rates in South Boston, Virginia
- Benchmark Community Bank
Pay or Play Savings — 1.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - First National Bank VA
Business Savings — 0.50% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY - URW Community Federal Credit Union
Vacation Club Savings — 0.20% APY
