The best savings rates for Friday Harbor, Washington and the surrounding area include Banner BankBanner Bank225 Blair Ave, Friday Harbor, WA 98250A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY, Harborstone Credit UnionHarborstone Credit Union232 A St Ste 2, Friday Harbor, WA 98250A5.0 ★Texas Ratio: 7.16% IRA Savings at 1.01% APY, Wells FargoWells Fargo305 Argyle Ave, Friday Harbor, WA 98250A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, Responders Emergency Services Credit UnionResponders Emergency Services Credit Union924 W Sinto Ave, Spokane, WA 99201 2531A+5.0 ★Texas Ratio: 0.00% Savings Account at 12.00% APY, and Whatcom Educational Credit UnionWhatcom Educational Credit Union600 E Holly St, Bellingham, WA 98225A+5.0 ★Texas Ratio: 4.98% First Step (Youth) Savings at 7.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Friday Harbor, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Friday Harbor, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Friday Harbor, Washington and the surrounding area. Last Updated and Verified: March 25, 2026
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum Balance $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $2500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; Learn More
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Full Balance
One Per Member (Primary RS Savings only) for 5%
Qualifying balance up to $5,000.00
Must be opened at a branch; Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $50,000
Qualifying balance up to $499.99
3.50% above Share Rate
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
$100,000 and greater
RELATIONSHIP
Any balance below $250,000.01
Compare local Friday Harbor, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.694 points this week to 0.766% APY, down from 1.460% last week.
Washington standard savings rates currently average 0.560% APY based on data from institutions in our monitoring network.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Friday Harbor, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Friday Harbor, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.