The best savings rates for Gig Harbor, Washington and the surrounding area include Sound Credit UnionSound Credit Union4524 Point Fosdick Dr, Gig Harbor, WA 98335 1854A5.0 ★Texas Ratio: 10.49% High Yield Business Savings at 3.04% APY, Kitsap BankKitsap Bank4714 Point Fosdick Dr, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 0.52% Health Savings Accounts (HSA) at 1.65% APY, Harborstone Credit UnionHarborstone Credit Union4811 Borgen Blvd, Gig Harbor, WA 98332 6826A5.0 ★Texas Ratio: 7.16% IRA Savings at 1.01% APY, Wells FargoWells Fargo5414 Point Fosdick Dr, Gig Harbor, WA 98335A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and TAPCO Credit UnionTAPCO Credit Union7109 Pioneer Way, Gig Harbor, WA 98335A+5.0 ★Texas Ratio: 2.92% Vacation/Holiday Savings at 0.01% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gig Harbor, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gig Harbor, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gig Harbor, Washington and the surrounding area. Last Updated and Verified: March 26, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum Balance $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $2500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
One Per Member (Primary RS Savings only) for 5%
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00; Learn More
Qualifying balance up to $5,000.00
Full Balance
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
$100,000 and greater
RELATIONSHIP
Minimum Balance 4,5,6,9,10
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Compare local Gig Harbor, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.785 points this week to 0.766% APY, down from 1.551% last week.
Washington standard savings rates fell 0.102 points this week to 0.560% APY, down from 0.662% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gig Harbor, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gig Harbor, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.