Moses Lake, Washington (WA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Moses Lake, Washington and the surrounding area include Spokane Teachers Credit UnionSpokane Teachers Credit Union1035 N Stratford Rd Unit 1, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 3.44% First5 Savings at 5.10% APY, Gesa Credit UnionGesa Credit Union721 S Pioneer Way, Moses Lake, WA 98837 1883A+5.0 ★Texas Ratio: 4.63% SmartPlus Savings at 5.00% APY, Solarity Credit UnionSolarity Credit Union411 E 5th Ave, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 0.46% Bonus Savings at 3.05% APY, Horizon Credit UnionHorizon Credit Union1704 S Clover Dr, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 1.53% HomeStart Savings at 3.03% APY, and Banner BankBanner Bank322 S Division St, Moses Lake, WA 98837A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Moses Lake, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Moses Lake, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Moses Lake, Washington and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Moses Lake, Washington & Surrounding Communities
Qualifying balance up to $500.00
Qualifying balance up to $500.00; Learn More
Qualifications Required: Sign up for eStatements; Link Bonus Savings to a Solarity checking account; Make 20 or more debit card purchases each month; Qualifying balance up to $10,000
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00
On a $250,000+ balance.
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
On a $100,000 - $249,999.99 balance.
Balances above $500 earn 0.25% APY.
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Maximum Balance: $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $2500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
$100,000 and greater
RELATIONSHIP
Minimum Balance 4,5,6,9,10
Variable rate account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Moses Lake, WA Savings Rate Trends
Compare local Moses Lake, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 1.033 points this week to 0.766% APY, down from 1.799% last week.
Washington standard savings rates rose 0.096 points this week to 0.307% APY, up from 0.211% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Moses Lake, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Moses Lake, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Moses Lake, Washington
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Moses Lake, Washington safe?
How often do savings rates change in Moses Lake, Washington?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Moses Lake, Washington?
How do I open a savings account in Moses Lake, Washington?
Best Savings Rates in Moses Lake, Washington
- Spokane Teachers Credit Union
First5 Savings — 5.10% APY - Gesa Credit Union
SmartPlus Savings — 5.00% APY - Solarity Credit Union
Bonus Savings — 3.05% APY - Horizon Credit Union
HomeStart Savings — 3.03% APY - Banner Bank
High Yield Relationship Savings — 2.63% APY
