The best savings rates for Olympia, Washington and the surrounding area include 1st Security Bank of Washington1st Security Bank of Washington2610 Harrison Avenue Northwest At Kenyon, Olympia, WA 98502A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, Sound Credit UnionSound Credit Union3600 Martin Way E, Olympia, WA 98506A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY, WCLA Credit UnionWCLA Credit Union2419 Pacific Ave SE, Olympia, WA 98501A5.0 ★Texas Ratio: 12.61% Tiered-Rate Share Accounts at 2.75% APY, OlyFed Olympia Federal S&LOlyFed Olympia Federal S&L421 Capitol Way S, Olympia, WA 98501A+5.0 ★Texas Ratio: 2.38% Companion Savings*** at 2.57% APY, and EvergreenDIRECT Credit UnionEvergreenDIRECT Credit Union1018 Union Ave SE, Olympia, WA 98501 1540A+5.0 ★Texas Ratio: 3.36% Coverdell Education Savings Account at 0.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Olympia, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Olympia, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Olympia, Washington and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Must be opened at a branch; Qualifying balance up to $5,000.00
$100,000 and greater
$50,000-$99,999.99
$0-$49,999.99
$5 min. balance
$5 min. balance
$250 to earn dividends
$25 to earn dividends
Must be opened at a branch
$100 to earn dividends
$250 to earn dividends
$250 to earn dividends
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum Balance $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
RELATIONSHIP
Compare local Olympia, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.716 points this week to 0.766% APY, down from 1.482% last week.
Washington standard savings rates rose 0.042 points this week to 0.560% APY, up from 0.518% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Olympia, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Olympia, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.