The best savings rates for Silverdale, Washington and the surrounding area include 1st Security Bank of Washington1st Security Bank of Washington10574 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, First Fed BankFirst Fed Bank3035 Nw Bucklin Hill Rd, Silverdale, WA 98383A+5.0 ★Texas Ratio: 1.40% Rewards Savings at 3.35% APY, Cornerstone Capital Bank, SSBCornerstone Capital Bank, SSB2819 Nw Kitsap Pl, Silverdale, WA 98383B+4.8 ★Texas Ratio: 17.74% Digital High-Yield Savings at 3.30% APY, Kitsap BankKitsap Bank10488 Silverdale Way Nw, Silverdale, WA 98383A+5.0 ★Texas Ratio: 0.52% Health Savings Accounts (HSA) at 1.65% APY, and Connection Credit UnionConnection Credit Union10200 Silverdale Way NW, Silverdale, WA 98383A5.0 ★Texas Ratio: 8.87% IRA Share Savings at 1.06% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Silverdale, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Silverdale, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Silverdale, Washington and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
$100,000 and greater
$50,000-$99,999.99
$0-$49,999.99
Must be opened at a branch
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum Balance: $1,200
Qualifying balance up to $500
Qualifying balance up to $500.00
Qualifying balance up to $2500.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
One Per Member (Primary RS Savings only) for 5%
Qualifying balance up to $500.00; Learn More
Full Balance
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $499.99
Qualifying balance up to $50,000
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Compare local Silverdale, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 0.785 points this week to 0.766% APY, down from 1.551% last week.
Washington standard savings rates fell 0.102 points this week to 0.560% APY, down from 0.662% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Silverdale, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Silverdale, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.