Tacoma, Washington (WA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Tacoma, Washington and the surrounding area include Gesa Credit UnionGesa Credit Union2637 N Pearl St, Tacoma, WA 98407A+5.0 ★Texas Ratio: 4.63% Explorer Savings at 5.00% APY, Cascade Federal Credit UnionCascade Federal Credit Union2220 S 37th St Ste 7, Tacoma, WA 98409 7472A+5.0 ★Texas Ratio: 3.26% Youth Savings at 4.06% APY, Seattle Metropolitan Credit UnionSeattle Metropolitan Credit Union1724 E 44th St, Tacoma, WA 98404 4611A+5.0 ★Texas Ratio: 5.24% Youth Savings at 4.00% APY, Sound Credit UnionSound Credit Union1331 Broadway, Tacoma, WA 98402 3410A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY, and Americas Federal Credit Union ACUAmericas Federal Credit Union ACU1917 S 72nd St, Tacoma, WA 98408A+5.0 ★Texas Ratio: 3.49% Christmas Club Savings at 2.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Tacoma, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Tacoma, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Tacoma, Washington and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Tacoma, Washington & Surrounding Communities
Qualifying balance up to $500.00; Learn More
Qualifying balance up to $500.00
Blended APY range calculated on an assumed sample deposit of $10,000.00 for Youth Savings
deposit $25,000 in new money** within 30 days
New Money is defined as money that has not been on deposit at the credit union in the past 30 days when the account is opened.
New Money is defined as money that has not been on deposit at the credit union in the past 30 days when the account is opened.
Minimum Opening Deposit: $1,000.00 initially and $25,000.00 New Money within 30 days**
On a $250,000+ balance.
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
On a $100,000 - $249,999.99 balance.
Qualifying balance up to $100,000+
Qualifying balance up to $99,999.99
Qualifying balance up to $49,999.99
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Tacoma, WA Savings Rate Trends
Compare local Tacoma, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield savings rates fell 1.033 points this week to 0.766% APY, down from 1.799% last week.
Washington standard savings rates rose 0.096 points this week to 0.307% APY, up from 0.211% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Tacoma, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tacoma, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Tacoma, Washington
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Tacoma, Washington safe?
How often do savings rates change in Tacoma, Washington?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Tacoma, Washington?
How do I open a savings account in Tacoma, Washington?
Best Savings Rates in Tacoma, Washington
- Gesa Credit Union
Explorer Savings — 5.00% APY - Cascade Federal Credit Union
Youth Savings — 4.06% APY - Seattle Metropolitan Credit Union
Youth Savings — 4.00% APY - Sound Credit Union
High-Yield Business Savings — 3.04% APY - Americas Federal Credit Union ACU
Christmas Club Savings — 2.75% APY
