The best savings rates for Charleston, West Virginia and the surrounding area include The Huntington National BankThe Huntington National Bank219 Leon Sullivan Way, Charleston, WV 25301A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, Element Federal Credit UnionElement Federal Credit Union3418 MacCorkle Ave SE, Charleston, WV 25304A+5.0 ★Texas Ratio: 5.06% Teen Savings Account at 2.00% APY, The State Credit UnionThe State Credit Union2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219A+5.0 ★Texas Ratio: 0.55% Christmas Savings at 1.00% APY, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit Union201 Ohio Ave, Charleston, WV 25302 2209A+5.0 ★Texas Ratio: 2.17% Savings (Share) at 0.50% APY, and Charleston Federal Credit UnionCharleston Federal Credit Union300 VIRGINIA ST E RM 4203, CHARLESTON, WV 25301 2513A+5.0 ★Texas Ratio: 3.99% SHARES (savings) at 0.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Charleston, West Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Charleston, West Virginia (WV) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Charleston, West Virginia and the surrounding area. Last Updated and Verified: March 28, 2026
Minimum of $5,000 not currently deposited at Huntington.
Minimum of $5,000 not currently deposited at Huntington.
$20,000.00 & above
$10,000.00 - $19,999.99
$5.00 - $9,999.99
Variable Rate as high as: $10 Minimum Deposit Insured up to $250,000
Variable Rate as high as: $10 Minimum Deposit Insured up to $250,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Direct Deposit to a new or existing Justice Federal Checking Account.
$5.00 fee under $2,500.00
$5.00 fee under $2,500.00
$5.00 fee under $2,500.00
Open Online
Balances $25,000.00 or more
$5.00 fee under $2,500.00
Qualifying balance up to $500.00
$5.00 fee under $2,500.00
Fees may reduce the earnings on this account.; Accounts Offered with Online Account Opening
Compare local Charleston, WV savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia high-yield savings rates rose 0.935 points this week to 2.734% APY, up from 1.799% last week.
West Virginia standard savings rates rose 0.280 points this week to 0.384% APY, up from 0.105% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Charleston, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Charleston, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.