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Wisconsin Savings Rate Trends

Milwaukee, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Milwaukee, Wisconsin and the surrounding area include The Huntington National BankThe Huntington National Bank307 N 76th St, Milwaukee, WI 53213A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank3470 S 27th St, Milwaukee, WI 53215A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, WaterStone BankWaterStone Bank6801 W Oklahoma Ave, Milwaukee, WI 53219A+5.0 ★Texas Ratio: 1.42% Life Moments Savings at 3.00% APY, North Shore BankNorth Shore Bank9131 W Oklahoma Ave, Milwaukee, WI 53227A+5.0 ★Texas Ratio: 0.63% Premier Health Savings Account at 3.00% APY, and Town BankTown Bank1605 W Mitchell St, Milwaukee, WI 53204A+5.0 ★Texas Ratio: 1.36% Statement Savings Advanced Special at 2.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Milwaukee, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Milwaukee, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Milwaukee, Wisconsin and the surrounding area. Last Updated and Verified: March 29, 2026

Compare the Best Savings Rates in Milwaukee, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
307 N 76th St, Milwaukee, WI 53213
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3470 S 27th St, Milwaukee, WI 53215
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Life Moments Savings
3.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $5,000.00

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Premier Health Savings Account
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
307 N 76th St, Milwaukee, WI 53213
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Town Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
1605 W Mitchell St, Milwaukee, WI 53204
Statement Savings Advanced Special
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

With qualifying activities.

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Premier Health Savings Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Premier Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Premier Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
7025 W Appleton Ave, Milwaukee, WI 53216 2733
HSA2 (Health Savings Account)
0.76%
$0
Rate0.76%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
7025 W Appleton Ave, Milwaukee, WI 53216 2733
IBEW Savings4
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.11%
1351 N DR MARTIN LUTHER KING JR DR, MILWAUKEE, WI 53212 4024
HEALTH SAVINGS ACCT
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
4000 S 27th St, Milwaukee, WI 53221
Health Savings Account Rate
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI 53202
Share Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Health Savings Account (HSA)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Required Minimum Balance to Earn APY: $50,000.00 or more

Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
333 N 35th St, Milwaukee, WI 53208
Individual Retirement Account Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Penalty may be imposed for early withdrawal.

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Health Savings Account (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Required Minimum Balance to Earn APY: $25,000.00 - $49,999.99

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Health Savings Account (HSA)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Required Minimum Balance to Earn APY: $10,000.00 - $24,999.99

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
UWM Union First Floor West, Milwaukee, WI 53211
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Personal, Youth, Business, Organization

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI 53202
Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI 53202
IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Health Savings Account (HSA)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Required Minimum Balance to Earn APY: $5,000.00 - $9,999.99

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Stepping Stone Savings*
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
333 N 35th St, Milwaukee, WI 53208
Savings Account
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.11%
1351 N DR MARTIN LUTHER KING JR DR, MILWAUKEE, WI 53212 4024
SUB SHARES
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Stepping Stone Savings*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
IRA Access Savings
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 29, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Health Savings Account (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Required Minimum Balance to Earn APY: $4,999.99 or less

WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6801 W Oklahoma Ave, Milwaukee, WI 53219
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Peoples State Bank (WI)
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
790 North Jefferson Street, Milwaukee, WI 53202
Peoples Savings Account
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
400 E Wisconsin Ave, Milwaukee, WI 53202
Elite Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Peoples State Bank (WI)
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
790 North Jefferson Street, Milwaukee, WI 53202
Health Savings Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
611 E Wisconsin Ave, Milwaukee, WI 53202
Statement Savings 5
0.08%
$50
Rate0.08%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Seymour Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
9131 W Oklahoma Ave, Milwaukee, WI 53227
Everyday Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
400 E Wisconsin Ave, Milwaukee, WI 53202
Health Savings Account*
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
400 E Wisconsin Ave, Milwaukee, WI 53202
Health Savings Account*
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
7025 W Appleton Ave, Milwaukee, WI 53216 2733
Prime Share Savings
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
7025 W Appleton Ave, Milwaukee, WI 53216 2733
Special & Club Savings Accounts
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7600 W Hampton Ave, Milwaukee, WI 53218
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
4000 S 27th St, Milwaukee, WI 53221
Business Savings Account Rate
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
4000 S 27th St, Milwaukee, WI 53221
VIP Savings Account Rate
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
Rate6.82%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,500.00

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $20,000.00

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1213 N 4th St, Tomahawk, WI 54487
Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Milwaukee, WI Savings Rate Trends

Compare local Milwaukee, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.206%
▼ 0.058 from last week

Wisconsin high-yield savings rates fell 0.058 points this week to 1.206% APY, down from 1.264% last week.

Standard Savings — WI Avg
0.488%
▲ 0.192 from last week

Wisconsin standard savings rates rose 0.192 points this week to 0.488% APY, up from 0.296% last week.

As of Mar 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Milwaukee, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Milwaukee, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Milwaukee, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Milwaukee, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Milwaukee, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Milwaukee, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Milwaukee, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Milwaukee, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Milwaukee, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Milwaukee, Wisconsin

Here are recent savings rates observed in Milwaukee, Wisconsin and the surrounding area:
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • WaterStone Bank
    Life Moments Savings — 3.00% APY
  • North Shore Bank
    Premier Health Savings Account — 3.00% APY
  • Town Bank
    Statement Savings Advanced Special — 2.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Milwaukee, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026