The best savings rates for Watertown, Wisconsin and the surrounding area include Fort Community Credit UnionFort Community Credit Union633 S Church St, Watertown, WI 53094A5.0 ★Texas Ratio: 6.90% TBD Savings at 5.12% APY, Bank First, NABank First, NA104 W Main St, Watertown, WI 53094A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, State Bank of ReesevilleState Bank of Reeseville1312 W Main St, Watertown, WI 53098A+5.0 ★Texas Ratio: 0.00% IRA Savings at 1.00% APY, Landmark Credit UnionLandmark Credit Union1901 Market Way, Watertown, WI 53094A+5.0 ★Texas Ratio: 3.95% Health Savings Account Rate at 0.30% APY, and Bank of Lake MillsBank of Lake Mills400 Bernard St, Watertown, WI 53094A+5.0 ★Texas Ratio: 0.45% Personal Savings at 0.10% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Watertown, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Watertown, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Watertown, Wisconsin and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $15,000.00
$250,000.00 - $499,999.99
$150,000.00 - $249,999.99
$50,000.00 - $149,999.99
$100,000.00 & Over
$25,000.00 to $99,999.99
$10,000.00 to $24,999.99
$2,500.00 to $9,999.99
$25,000.00 & Over
$25,000.00 to $99,999.99
$10,000.00 to $24,999.99
$25,000.00 & Over
$2,500.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 & Over
$25,000.00 & Over
$2,500.00 to $9,999.99
$2,500.00 to $9,999.99
$10,000.00 to $24,999.99
$2,499.99 & Under
$2,499.99 & Under
$10,000.00 to $24,999.99
$2,499.99 & Under
$2,499.99 & Under
$2,499.99 & Under
$49,999.99 & Under
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $500.00
Qualifying balance up to $20,000.00
Max Balance $1,000
Compare local Watertown, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield savings rates fell 1.836 points this week to 1.228% APY, down from 3.064% last week.
Wisconsin standard savings rates rose 0.014 points this week to 0.493% APY, up from 0.479% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Watertown, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Watertown, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.