Waupun, Wisconsin (WI) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Waupun, Wisconsin and the surrounding area include Fox Valley Savings BankFox Valley Savings Bank101 S Madison St, Waupun, WI 53963A+5.0 ★Texas Ratio: 2.02% IRA Savings at 0.70% APY, Horicon BankHoricon Bank807 W Main St, Waupun, WI 53963A5.0 ★Texas Ratio: 6.70% Christmas Savings at 0.50% APY, Marine Credit UnionMarine Credit Union1 Gateway Dr, Waupun, WI 53963 2200A-4.9 ★Texas Ratio: 16.80% Individual Retirement Account Savings at 0.25% APY, National Exchange Bank and TrustNational Exchange Bank and Trust210 E Main St, Waupun, WI 53963A5.0 ★Texas Ratio: 11.02% Steps Savings at 0.15% APY, and Wells FargoWells Fargo37 N Madison St, Waupun, WI 53963A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Waupun, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waupun, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waupun, Wisconsin and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Waupun, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
IRA Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Christmas Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account - 49,999.99
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,500.00
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
IRA Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account - 1,499.99
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$500.00
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
1 Gateway Dr, Waupun, WI 53963 2200
Individual Retirement Account Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Business Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Simple way to build your business savings
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Statement Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Steps Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Steps Savings and over)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
Business Savings
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
FVSBank Personal Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
1 Gateway Dr, Waupun, WI 53963 2200
Savings Account
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
37 N Madison St, Waupun, WI 53963
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
37 N Madison St, Waupun, WI 53963
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Health Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
National Exchange Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 11.02%
210 E Main St, Waupun, WI 53963
Statement Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
807 W Main St, Waupun, WI 53963
Health Savings Account - 499.99
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$0
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
37 N Madison St, Waupun, WI 53963
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
37 N Madison St, Waupun, WI 53963
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
37 N Madison St, Waupun, WI 53963
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Waupun, WI 53963
IRA Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $2,500.00
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
▼
Rate5.87%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $20,000.00
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
Goal Getter Savings
3.56%
$5
▼
Rate3.50%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $15,000.00
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Platteville, WI 53818 3777
Launchpad Savings Account
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Max Balance $1,000
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Investor Savings 5th Tier
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMar 27, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
3.05%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waupun, WI Savings Rate Trends
Compare local Waupun, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WI Avg
1.174%
▼ 0.377 from last week
Wisconsin high-yield savings rates fell 0.377 points this week to 1.174% APY, down from 1.551% last week.
Standard Savings — WI Avg
0.493%
▲ 0.185 from last week
Wisconsin standard savings rates rose 0.185 points this week to 0.493% APY, up from 0.308% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waupun, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waupun, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Waupun, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Waupun, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Waupun, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Waupun, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Waupun, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Waupun, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Waupun, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Waupun, Wisconsin
Here are recent savings rates observed in Waupun, Wisconsin and the surrounding area:
- Fox Valley Savings Bank
IRA Savings — 0.70% APY - Horicon Bank
Christmas Savings — 0.50% APY - Marine Credit Union
Individual Retirement Account Savings — 0.25% APY - National Exchange Bank and Trust
Steps Savings — 0.15% APY - Wells Fargo
Platinum Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waupun, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
