The best savings rates for Sheridan, Wyoming and the surrounding area include Security State Bank Basin, WYSecurity State Bank Basin, WY2070 Coffeen Ave, Sheridan, WY 82801A+5.0 ★Texas Ratio: 1.64% Christmas Savings at 2.50% APY, Sunlight Federal Credit UnionSunlight Federal Credit Union1447 Sugarland Dr, Sheridan, WY 82801A+5.0 ★Texas Ratio: 4.48% *High Yield Savings at 2.02% APY, FNB of WyomingFNB of Wyoming29 N Gould St, Sheridan, WY 82801A5.0 ★Texas Ratio: 7.09% Personal Savings at 0.55% APY, Cowboy State BankCowboy State Bank232 E Grinnell Plz, Sheridan, WY 82801A+5.0 ★Texas Ratio: 2.59% Savings at 0.25% APY, and Sheridan Community Federal Credit UnionSheridan Community Federal Credit Union141 S Gould St, Sheridan, WY 82801A5.0 ★Texas Ratio: 9.57% Savings Accounts at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Sheridan, Wyoming, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sheridan, Wyoming (WY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sheridan, Wyoming and the surrounding area. Last Updated and Verified: March 27, 2026
Available to Star Members Only
(Consumer & Business)
6 withdrawals allowed per month; $1 fee per excess withdrawal.
**Monthly fee waived for customers under 18 years of age
Available to Star Members Only
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifications Required: At least 15 debit card purchases post and settle; Have at least 1 automatic payment (ACH) or direct deposit post and settle; Be enrolled in eStatements; Qualifying balance up to $20,000; Links to free [Rewards Checking](https://www.valleyfcu.com/accounts/personal-checking/rewards-checking.html) to auto-transfer rewards
Max. $8,000.00
Qualifications Required: 10 debit card purchases post and settle; e-statements enrollment; 1 monthly direct deposit, ACH automatic debit, or bill payment post and settle; Qualifying balance up to $25,000.00
$0 - $25,000
Max. $10,000.00
Max. $8,000.00
$50,000 and above
$25,000-$50,000
Compare local Sheridan, WY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming high-yield savings rates fell 1.289 points this week to 0.262% APY, down from 1.551% last week.
Wyoming standard savings rates fell 0.087 points this week to 0.250% APY, down from 0.338% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sheridan, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sheridan, Wyoming. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.