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 Ravalli County Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Ravalli County Federal Credit Union's 3 Month Youth CD rates are at 4.06%, 6 Month CD rates are at 3.79%, 12 Month CD rates are at 3.03%, 18 Month CD rates are at 2.52%, 30 Month CD rates are at 2.02%. Ravalli County Federal Credit Union's savings rates are at 0.03%. Ravalli County Federal Credit Union's money market rates are at 0.65%. MonitorBankRates evaluates the financial stability of Ravalli County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.44%. Rates were last updated on 04/18/2026. Ravalli County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ravalli County Federal Credit Union? Share your experience about Ravalli County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ravalli County Federal Credit Union. Ravalli County Federal Credit Union
Ravalli County Federal Credit Union 501 N 1st St
https://ravallicountyfcu.org Hamilton, MT 59840 2129 
Ravalli County Federal Credit Union CD Rates
Ravalli County Federal Credit Union Savings Rates
Ravalli County Federal Credit Union Money Market Rates
Ravalli County Federal Credit Union Checking Rates
Ravalli County Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ravalli County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ravalli County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ravalli County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ravalli County Federal Credit Union
Website
https://ravallicountyfcu.org
Address
501 N 1st St,
Hamilton, MT 59840 2129
Phone
406-363-4631
Fax
406-363-3354
President
Lynn Larson
CEO
Darci Parsons
Full-Time Employees
16
Part-Time Employees
2
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.44%
Return on Assets (ROA)
1.6145%
Return on Equity (ROE)
11.9761%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
82,712,067
Total Amount of Shares and Deposits
70,757,088
Total Shares and Deposits < 1 Year
70,746,047
Total Shares and Deposits 1 3 Years
8,855
Total Shares and Deposits > 3 Years
2,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,744,014
Total Uninsured Shares and Deposits > $250K (F+J)
1,744,014
Total Insured Shares and Deposits > $250K (item 17 less item K)
69,013,074
Total Interest Expense (Sum of items 6 8)
434,039
Share Certificates
297
Number of Accounts for Share Drafts
3,919
IRA KEOGH Accounts
125
Number of Accounts for Regular Shares
7,044
All other shares
71
Money Market Shares
181
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,203,017
Total Liabilities
71,561,665
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ravalli County Federal Credit UnionIs Ravalli County Federal Credit Union a safe place to deposit money?Yes, Ravalli County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.43861198905654%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ravalli County Federal Credit Union operate?Ravalli County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ravalli County Federal Credit Union?Yes, to access services at Ravalli County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ravalli County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ravalli County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ravalli County Federal Credit Union offer online and mobile banking?Most modern institutions like Ravalli County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ravallicountyfcu.org. Current Ravalli County Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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