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Auto Loan Rates in Chandler, Arizona (AZ) for June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chandler, Arizona. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 4, 2026

Current auto loan rates in Chandler, Arizona include Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union240 N Roosevelt Ave, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 2.03% offering New Cars Loan at 4.90%, Mountain America Federal Credit UnionMountain America Federal Credit Union3471 W Frye Rd, Chandler, AZ, 85226A5.0 ★Texas Ratio: 10.12% offering New & used car loans at 4.99%, Landings Credit UnionLandings Credit Union4850 W Chandler Blvd, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 4.51% offering New Vehicles 2025 & Newer at 5.49%, TruWest Credit UnionTruWest Credit Union1990 W Elliot Rd, Chandler, AZ, 85224 1816A+5.0 ★Texas Ratio: 3.80% offering New/Used Auto at 6.15%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%. Auto loan rates as of June 4, 2026 according to verified data from MonitorBankRates.

Chandler has 4 local institutions in our database, with auto loan rates as low as 4.90% APR from Greenwich Municipal Employees Federal Credit Union at 240 N Roosevelt Ave, Chandler, AZ, 85226. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chandler, Arizona. Auto Loan Rates Last Updated and Verified: June 4, 2026

Compare Auto Loan Rates Today in Chandler, Arizona & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Chandler Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 22, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 30, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMay 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 22, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 22, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 18, 2026
Details

As Low As

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.15%
49 - 63
View
▼
APR6.15%
Term49 - 63
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.30%
76 - 84
View
▼
APR6.30%
Term76 - 84
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMay 22, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMay 22, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMay 22, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
36 Months
View
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
36 Months
View
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Vehicle Loan
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMay 22, 2026
Details

As Low As; 24 month to 84 month terms

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
New Automobile (2025 & newer)
4.50%
up to 84
View
▼
APR4.50%
Termup to 84
Last UpdatedMay 23, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year
View
▼
APR4.59%
Term3-7 year
Last UpdatedMay 29, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Used Automobile (2017 & newer)
4.75%
up to 72
View
▼
APR4.75%
Termup to 72
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

OneAZ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Used Auto
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 23, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedJun 4, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedJun 4, 2026
Details

Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
Auto Loans
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMay 20, 2026
Details

Fixed

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 23, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 30, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
5.14%
72 Months
View
▼
APR5.14%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.15%
60 months
View
▼
APR5.15%
Term60 months
Last UpdatedJun 4, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.15%
60 months
View
▼
APR5.15%
Term60 months
Last UpdatedJun 4, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
New Auto loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
5.19%
48 Months
View
▼
APR5.19%
Term48 Months
Last UpdatedMay 18, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 30, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMay 30, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
5.24%
0-60
View
▼
APR5.24%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
5.24%
0-60
View
▼
APR5.24%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As; 2022 - New

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
5.29%
84 Months
View
▼
APR5.29%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMay 23, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
New Auto loans
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMay 18, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.45%
72 months
View
▼
APR5.45%
Term72 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $15,000

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.45%
72 months
View
▼
APR5.45%
Term72 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $15,000

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
Used Auto loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
5.49%
0-60
View
▼
APR5.49%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As; 2021 - New

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
5.54%
84 Months
View
▼
APR5.54%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.69%
Auto Loan
5.55%
48 Months
View
▼
APR5.55%
Term48 Months
Last UpdatedMay 20, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
Used Auto Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 18, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles2 Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 22, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As; 2021 - New

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 23, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.69%
Auto Loan
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMay 20, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2020-2022 Vehicle Loans
5.94%
63 Months
View
▼
APR5.94%
Term63 Months
Last UpdatedMay 23, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.95%
84 months
View
▼
APR5.95%
Term84 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $20,000

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.95%
84 months
View
▼
APR5.95%
Term84 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $20,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Vehicle Loan
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 30, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.69%
Auto Loan
6.15%
72 Months
View
▼
APR6.15%
Term72 Months
Last UpdatedMay 20, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
6.24%
***73-84
View
▼
APR6.24%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
6.24%
***73-84
View
▼
APR6.24%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As; 2022 - New

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2020-2022 Vehicle Loans
6.34%
75 Months
View
▼
APR6.34%
Term75 Months
Last UpdatedMay 23, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2019 and Older Vehicle Loans
6.44%
63 Months
View
▼
APR6.44%
Term63 Months
Last UpdatedMay 23, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.69%
Auto Loan
6.45%
84 Months
View
▼
APR6.45%
Term84 Months
Last UpdatedMay 20, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
6.49%
***73-84
View
▼
APR6.49%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As; 2021 - New

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2020-2022 Vehicle Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
View
▼
APR6.99%
Term3-7 year
Last UpdatedMay 29, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2017-2021 Auto Loan
7.24%
0-60
View
▼
APR7.24%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
7.24%
0-60
View
▼
APR7.24%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As; 2017-2021

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Classic Cars
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 17, 2026
Details

As Low As; Rates apply to 2015 or newer models if conditions are met.

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 20, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
7.49%
0-60
View
▼
APR7.49%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As; 2016-2020

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.26%
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMay 30, 2026
Details

$30,000; As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2017-2021 Auto Loan
7.99%
61-72
View
▼
APR7.99%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
7.99%
61-72
View
▼
APR7.99%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As; 2017-2021

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
8.24%
61-72
View
▼
APR8.24%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As; 2016-2020

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 20, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2017-2021 Auto Loan
8.74%
***73-84
View
▼
APR8.74%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
8.74%
***73-84
View
▼
APR8.74%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As; 2017-2021

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 22, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Auto Loan
8.99%
***73-84
View
▼
APR8.99%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As; 2016-2020

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
11.49%
up to 84 months
View
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 20, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Commercial Vehicle Loan
11.50%
up to 96 Months
View
▼
APR11.50%
Termup to 96 Months
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
12.49%
up to 180 months
View
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 20, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
16.99%
36 Months
View
▼
APR16.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Chandler New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 22, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 30, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMay 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMay 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 22, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
4850 W Chandler Blvd, Chandler, AZ, 85226
New Vehicles 2025 & Newer
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 18, 2026
Details

As Low As

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.15%
49 - 63
View
▼
APR6.15%
Term49 - 63
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.30%
76 - 84
View
▼
APR6.30%
Term76 - 84
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars Loan
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMay 22, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
36 Months
View
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
New Automobile (2025 & newer)
4.50%
up to 84
View
▼
APR4.50%
Termup to 84
Last UpdatedMay 23, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year
View
▼
APR4.59%
Term3-7 year
Last UpdatedMay 29, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Used Automobile (2017 & newer)
4.75%
up to 72
View
▼
APR4.75%
Termup to 72
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedJun 4, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 23, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.15%
60 months
View
▼
APR5.15%
Term60 months
Last UpdatedJun 4, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
New Auto loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
5.24%
0-60
View
▼
APR5.24%
Term0-60
Last UpdatedJun 1, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
5.29%
84 Months
View
▼
APR5.29%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMay 23, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
New Auto loans
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.45%
72 months
View
▼
APR5.45%
Term72 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $15,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedJun 1, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles2 Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 22, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 23, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
New Auto*
5.95%
84 months
View
▼
APR5.95%
Term84 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $20,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2022 - New Auto Loan
6.24%
***73-84
View
▼
APR6.24%
Term***73-84
Last UpdatedJun 1, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
New Vehicle Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
16.99%
36 Months
View
▼
APR16.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Chandler Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
3471 W Frye Rd, Chandler, AZ, 85226
New & used car loans
4.99%
60-month
View
▼
APR4.99%
Term60-month
Last UpdatedMay 30, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 22, 2026
Details

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.15%
49 - 63
View
▼
APR6.15%
Term49 - 63
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
1990 W Elliot Rd, Chandler, AZ, 85224 1816
New/Used Auto
6.30%
76 - 84
View
▼
APR6.30%
Term76 - 84
Last UpdatedMay 18, 2026
Details

Rates after 0.25% discount

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMay 22, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars Loan
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMay 22, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
36 Months
View
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 36 Months

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 23, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 23, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As; Up to 60 months

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Used Automobile (2017 & newer)
4.75%
up to 72
View
▼
APR4.75%
Termup to 72
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedMay 20, 2026
Details

As Low As

OneAZ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Used Auto
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 23, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedJun 4, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 23, 2026
Details

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
5.14%
72 Months
View
▼
APR5.14%
Term72 Months
Last UpdatedMay 20, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.15%
60 months
View
▼
APR5.15%
Term60 months
Last UpdatedJun 4, 2026
Details

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.45%
72 months
View
▼
APR5.45%
Term72 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $15,000

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
Used Auto loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 22, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned Auto
5.54%
84 Months
View
▼
APR5.54%
Term84 Months
Last UpdatedMay 20, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.38%
Used Auto Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles2 Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 22, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details

As Low As

1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Used Auto
5.95%
84 months
View
▼
APR5.95%
Term84 months
Last UpdatedJun 4, 2026
Details

Minimum loan amount $20,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
NEW & USED VEHICLES 12 yrs or newer Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 22, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 23, 2026
Details

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
View
▼
APR6.99%
Term3-7 year
Last UpdatedMay 29, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
7.49%
up to 84 months
View
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 20, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Used Vehicle Loan
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedMay 23, 2026
Details

As Low As

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
8.49%
up to 180 months
View
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 20, 2026
Details

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
11.49%
up to 84 months
View
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 20, 2026
Details

Credit Union of Southern California
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Pre-owned
12.49%
up to 180 months
View
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 20, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New & Used Autos
16.99%
36 Months
View
▼
APR16.99%
Term36 Months
Last UpdatedMay 23, 2026
Details

Chandler, AZ Auto Loan Rate Trends

Compare local Chandler, AZ auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona Auto Trends →
New Auto Loan — AZ Avg
5.709%
▼ 0.043 vs 7 days ago

Arizona new auto rates fell 0.043 points over the past 7 days to 5.709% APR.

Used Auto Loan — AZ Avg
5.823%
Unchanged vs 7 days ago

Arizona used auto loan rates currently average 5.823% APR.

As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chandler, Arizona auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Chandler, Arizona directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Chandler, Arizona. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in AZ.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Chandler, Arizona

How does my credit score affect my car loan rate in Arizona?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chandler, Arizona with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Arizona *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Chandler, Arizona typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Chandler, Arizona?

Based on our current data, some of the lowest auto loan rates available in Chandler, Arizona include:
  • Greenwich Municipal Employees Federal Credit Union: 4.90% (New Cars Loan)
  • Mountain America Federal Credit Union: 4.99% (New & used car loans)
  • Landings Credit Union: 5.49% (New Vehicles 2025 & Newer)
  • TruWest Credit Union: 6.15% (New/Used Auto)
  • American Airlines Federal Credit Union: 3.34% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chandler, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 4, 2026

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