Current auto loan rates in Arvada, Colorado include Electrical Federal Credit UnionElectrical Federal Credit Union5080 W 60th Ave, Arvada, CO, 80003 6919A+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Credit Union Of ColoradoCredit Union Of Colorado8770 Wadsworth Blvd Unit R, Arvada, CO, 80003A+5.0 ★Texas Ratio: 4.15% offering FlexChoice Auto Loans at 5.49%, Rio Grande Federal Credit UnionRio Grande Federal Credit UnionA+5.0 ★Texas Ratio: 0.09% offering New Auto Loans at 2.89%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Arvada has 2 local institutions in our database, with auto loan rates as low as 3.49% APR from Electrical Federal Credit Union at 5080 W 60th Ave, Arvada, CO, 80003 6919. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Arvada, Colorado. Auto Loan Rates Last Updated and Verified: April 19, 2026
As Low As; with Relationship Pricing
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Fixed Rate up to 72 months
As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
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As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
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As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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Compare local Arvada, CO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates fell 0.151 points over the past 7 days to 5.113% APR.
Colorado used auto rates fell 0.062 points over the past 7 days to 5.533% APR.