Current auto loan rates in Denver, Colorado include Colorado Credit UnionColorado Credit Union2001 Lincoln St Ste 100, Denver, CO, 80202 3802A+5.0 ★Texas Ratio: 2.36% offering Automobiles at 4.99%, Credit Union Of ColoradoCredit Union Of Colorado1275 Tremont Pl, Denver, CO, 80204 2118A+5.0 ★Texas Ratio: 4.15% offering FlexChoice Auto Loans at 5.49%, Rio Grande Federal Credit UnionRio Grande Federal Credit UnionA+5.0 ★Texas Ratio: 0.09% offering New Auto Loans at 2.89%, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Denver has 2 local institutions in our database, with auto loan rates as low as 4.99% APR from Colorado Credit Union at 2001 Lincoln St Ste 100, Denver, CO, 80202 3802. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Denver, Colorado. Auto Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Fixed Rate up to 72 months
As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
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As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
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As Low As; Model Year: 2022 & Newer
As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; 72 month term rates begin at 2.99%
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Compare local Denver, CO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates fell 0.151 points over the past 7 days to 5.113% APR.
Colorado used auto rates fell 0.062 points over the past 7 days to 5.533% APR.