Current auto loan rates in Grand Junction, Colorado include Rio Grande Federal Credit UnionRio Grande Federal Credit Union760 Rood Ave, Grand Junction, CO, 81501 3408A+5.0 ★Texas Ratio: 0.09% offering New Auto Loans at 2.89%, Credit Union Of ColoradoCredit Union Of Colorado202 Main St, Grand Junction, CO, 81501A+5.0 ★Texas Ratio: 4.15% offering FlexChoice Auto Loans at 5.49%, Coloramo Federal Credit UnionColoramo Federal Credit Union516 28 Rd, Grand Junction, CO, 81501A+5.0 ★Texas Ratio: 2.59% offering Auto Loan (New & Used) at 5.99%, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering New Auto at 4.26%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Grand Junction has 3 local institutions in our database, with auto loan rates as low as 2.89% APR from Rio Grande Federal Credit Union at 760 Rood Ave, Grand Junction, CO, 81501 3408. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Grand Junction, Colorado. Auto Loan Rates Last Updated and Verified: April 19, 2026
As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
As Low As; 72 month term rates begin at 2.99%
As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
As Low As; (for 66 months or less with LTV 80% or less and automatic payment discount)*
Fixed Rate up to 72 months
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As Low As; 72 month term rates begin at 2.99%; Financing available up to 100% of value
As Low As; 72 month term rates begin at 6.59% Financing available up to 100% of value
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As Low As; 72 month term rates begin at 2.99%
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Compare local Grand Junction, CO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates fell 0.151 points over the past 7 days to 5.113% APR.
Colorado used auto rates fell 0.062 points over the past 7 days to 5.533% APR.