Auto Loan Rates in Woodrow, Colorado (CO) for May 2026
Brian McKay
Brian McKay
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Current auto loan rates in Woodrow, Colorado include Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Auto Loan at 3.49%, Metrum Community Credit UnionMetrum Community Credit UnionA+5.0 ★Texas Ratio: 1.43% offering NEW & USED AUTO at 4.64%, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, Horizons North Credit UnionHorizons North Credit UnionA+5.0 ★Texas Ratio: 0.05% offering Auto Loans at 4.89%, Sterling Federal Credit UnionSterling Federal Credit UnionA+5.0 ★Texas Ratio: 0.45% offering New Auto Loan at 4.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Woodrow borrowers have access to 17 lenders serving the Colorado area, with auto loan rates as low as 3.49% APR from Electrical Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Woodrow, Colorado. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Woodrow, Colorado & Surrounding Area
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Woodrow, CO Auto Loan Rate Trends
Compare local Woodrow, CO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado new auto rates rose 0.228 points over the past 7 days to 5.243% APR.
Colorado used auto rates fell 0.196 points over the past 7 days to 5.639% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Woodrow, Colorado auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Woodrow, Colorado directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Woodrow, Colorado. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in CO.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Woodrow, Colorado
How does my credit score affect my car loan rate in Colorado?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Woodrow, Colorado?
- Electrical Federal Credit Union: 3.49% (Auto Loan)
- Metrum Community Credit Union: 4.64% (NEW & USED AUTO)
- Together Credit Union: 4.64% (New Auto)
- Horizons North Credit Union: 4.89% (Auto Loans)
- Sterling Federal Credit Union: 4.99% (New Auto Loan)
