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Auto Loan Rates in Honolulu, Hawaii (HI) for June 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Honolulu, Hawaii. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 1, 2026

Current auto loan rates in Honolulu, Hawaii include HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEES770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813A+5.0 ★Texas Ratio: 1.30% offering Used Auto Loans Special at 3.70%, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union1226 College Walk, Honolulu, HI, 96817A+5.0 ★Texas Ratio: 2.31% offering New Auto Loans at 3.75%, HOCU Honolulu Federal Credit UnionHOCU Honolulu Federal Credit Union300 Ala Moana Blvd, Honolulu, HI, 96850A5.0 ★Texas Ratio: 7.51% offering Auto Loans at 4.25%, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union1138 N King St, Honolulu, HI, 96817A+5.0 ★Texas Ratio: 2.48% offering New Auto Loan at 4.75%, Hawaii Federal Credit UnionHawaii Federal Credit Union1244 Kaumualii St, Honolulu, HI, 96817A+5.0 ★Texas Ratio: 1.68% offering New Auto Loans at 5.49%. Auto loan rates as of June 1, 2026 according to verified data from MonitorBankRates.

Honolulu has 7 local institutions in our database, with auto loan rates as low as 3.70% APR from HAWAIIAN ELECTRIC EMPLOYEES at 770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Honolulu, Hawaii. Auto Loan Rates Last Updated and Verified: June 1, 2026

Compare Auto Loan Rates Today in Honolulu, Hawaii & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Honolulu Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
3.70%
2 & 3 Years
View
▼
APR3.70%
Term2 & 3 Years
Last UpdatedJun 1, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
3.75%
4 Years
View
▼
APR3.75%
Term4 Years
Last UpdatedJun 1, 2026
Details

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
4.00%
5 Years
View
▼
APR4.00%
Term5 Years
Last UpdatedJun 1, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
4.25%
3 yr
View
▼
APR4.25%
Term3 yr
Last UpdatedMay 17, 2026
Details

Up to 120% of invoice or MSRP (whichever is less).

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
4.50%
5 yr
View
▼
APR4.50%
Term5 yr
Last UpdatedMay 17, 2026
Details

New car must be an electric or hybrid vehicle powered by alternative fuels.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
4.75%
6 yr
View
▼
APR4.75%
Term6 yr
Last UpdatedMay 17, 2026
Details

New car must be an electric or hybrid vehicle powered by alternative fuels.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
5.00%
6 yr
View
▼
APR5.00%
Term6 yr
Last UpdatedMay 17, 2026
Details

Up to 120% of invoice or MSRP (whichever is less).

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.00%
3 Months
View
▼
APR5.00%
Term3 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
5.00%
6 Years
View
▼
APR5.00%
Term6 Years
Last UpdatedJun 1, 2026
Details

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.25%
4 Months
View
▼
APR5.25%
Term4 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As; terms up to 72 mos.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.50%
3 Years
View
▼
APR5.50%
Term3 Years
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Auto Loans
5.65%
1-3 years
View
▼
APR5.65%
Term1-3 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.65%
1-3 years
View
▼
APR5.65%
Term1-3 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.75%
6 Years
View
▼
APR5.75%
Term6 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.75%
4 Years
View
▼
APR5.75%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.75%
4 years
View
▼
APR5.75%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.85%
5 years
View
▼
APR5.85%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.95%
6 years
View
▼
APR5.95%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.00%
5 Years
View
▼
APR6.00%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
6.00%
7 yr
View
▼
APR6.00%
Term7 yr
Last UpdatedMay 17, 2026
Details

New car must be an electric or hybrid vehicle powered by alternative fuels.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.00%
5-Year
View
▼
APR6.00%
Term5-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
Auto Loans
6.25%
7 yr
View
▼
APR6.25%
Term7 yr
Last UpdatedMay 17, 2026
Details

Up to 120% of invoice or MSRP (whichever is less).

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
6.25%
6 Months
View
▼
APR6.25%
Term6 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As; terms up to 84 mos.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.25%
6-Year
View
▼
APR6.25%
Term6-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.25%
1-3 Year
View
▼
APR6.25%
Term1-3 Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.40%
1-3 years
View
▼
APR6.40%
Term1-3 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.50%
4 years
View
▼
APR6.50%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.50%
4-Year
View
▼
APR6.50%
Term4-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.60%
5 years
View
▼
APR6.60%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.70%
6 years
View
▼
APR6.70%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
6.75%
7 years
View
▼
APR6.75%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.75%
5-Year
View
▼
APR6.75%
Term5-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
7.00%
7 Years
View
▼
APR7.00%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
7.00%
6-Year
View
▼
APR7.00%
Term6-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
7.50%
7 Years
View
▼
APR7.50%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
7.50%
7 years
View
▼
APR7.50%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
7.50%
7-Year
View
▼
APR7.50%
Term7-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
8.00%
7-Year
View
▼
APR8.00%
Term7-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.50%
Up to 3 Years
View
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.75%
4 Years
View
▼
APR8.75%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
9.75%
5 Years
View
▼
APR9.75%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
New Autos
4.24%
Up to 84 Months
View
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
12 Months
View
▼
APR4.49%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details

Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New Auto up to 4 years old
4.50%
up to 7 years
View
▼
APR4.50%
Termup to 7 years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
4.75%
5 years
View
▼
APR4.75%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Vehicle Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 17, 2026
Details

72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
4.75%
36 mos
View
▼
APR4.75%
Term36 mos
Last UpdatedMay 22, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
4.75%
36 mos
View
▼
APR4.75%
Term36 mos
Last UpdatedMay 22, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
5.00%
6 years
View
▼
APR5.00%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.00%
3 years
View
▼
APR5.00%
Term3 years
Last UpdatedMay 17, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto 100% of invoice
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 17, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
5.00%
60 mos
View
▼
APR5.00%
Term60 mos
Last UpdatedMay 22, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
5.00%
60 mos
View
▼
APR5.00%
Term60 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
12 Months
View
▼
APR5.24%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
Used Auto 5 years to 10 years old
5.25%
up to 5 years
View
▼
APR5.25%
Termup to 5 years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.25%
4 years
View
▼
APR5.25%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 17, 2026
Details

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
Pre-owned Autos
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Regular APR: 15.99%

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.50%
5 years
View
▼
APR5.50%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 17, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto
5.50%
8 Years
View
▼
APR5.50%
Term8 Years
Last UpdatedMay 17, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Vehicle Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 17, 2026
Details

72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Auto Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Older Used Auto (6 Years and Older)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
5.99%
84 Months2
View
▼
APR5.99%
Term84 Months2
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
24 Months
View
▼
APR5.99%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Used Auto Vehicles up to blue book
6.00%
7 Years
View
▼
APR6.00%
Term7 Years
Last UpdatedMay 17, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
6.00%
72 mos
View
▼
APR6.00%
Term72 mos
Last UpdatedMay 22, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
6.00%
72 mos
View
▼
APR6.00%
Term72 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
36 Months
View
▼
APR6.24%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
6.25%
7 Years
View
▼
APR6.25%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
6.25%
6 years
View
▼
APR6.25%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
6.25%
78 Months
View
▼
APR6.25%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
6.25%
78 Months
View
▼
APR6.25%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
autos over five years old
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Older Used Auto (6 Years and Older)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
6.50%
78 Months
View
▼
APR6.50%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
6.50%
78 Months
View
▼
APR6.50%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 17, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Onomea Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Vehicle Loans
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

72-Month Financing available on amounts of $18,000 or greater. 84-Month Financing available on amounts of $25,000 or greater. Up to 100% Financing on New Vehicles, and Used Vehicles 10 years or newer. Maximum loan amounts may be applicable.

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2022
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2023-2024
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
7.00%
84 mos
View
▼
APR7.00%
Term84 mos
Last UpdatedMay 22, 2026
Details

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2021
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
7.25%
7 years
View
▼
APR7.25%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
7.25%
90 Months
View
▼
APR7.25%
Term90 Months
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
7.25%
90 Months
View
▼
APR7.25%
Term90 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
7.75%
84 Months
View
▼
APR7.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
7.75%
84 Months
View
▼
APR7.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Older Used Auto Loan
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
New Autos
8.00%
Up to 84 Months
View
▼
APR8.00%
TermUp to 84 Months
Last UpdatedMay 17, 2026
Details

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
Pre-owned Autos
8.00%
Up to 72 Months
View
▼
APR8.00%
TermUp to 72 Months
Last UpdatedMay 17, 2026
Details

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
8.75%
54 Months
View
▼
APR8.75%
Term54 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
17.49%
60 Months
View
▼
APR17.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Honolulu New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.00%
3 Months
View
▼
APR5.00%
Term3 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.25%
4 Months
View
▼
APR5.25%
Term4 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As; terms up to 72 mos.

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
5.50%
5 Months
View
▼
APR5.50%
Term5 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.65%
1-3 years
View
▼
APR5.65%
Term1-3 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
5.75%
6 Years
View
▼
APR5.75%
Term6 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.75%
4 years
View
▼
APR5.75%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
New Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.85%
5 years
View
▼
APR5.85%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
5.95%
6 years
View
▼
APR5.95%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.00%
5-Year
View
▼
APR6.00%
Term5-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

HOCU Honolulu Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
300 Ala Moana Blvd, Honolulu, HI, 96850
New Car
6.25%
6 Months
View
▼
APR6.25%
Term6 Months
Last UpdatedMay 17, 2026
Details

Up to 120% of Kelly Blue Book - Retail. Maximum age of used vehicle is 9 years old.

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
1244 Kaumualii St, Honolulu, HI, 96817
New Auto Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As; terms up to 84 mos.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
6.25%
6-Year
View
▼
APR6.25%
Term6-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
New Auto Loan
6.75%
7 years
View
▼
APR6.75%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
New Auto Loan
7.00%
7 Years
View
▼
APR7.00%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
New Auto Loans
7.50%
7-Year
View
▼
APR7.50%
Term7-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
New Autos
4.24%
Up to 84 Months
View
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
12 Months
View
▼
APR4.49%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details

Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
New Auto up to 4 years old
4.50%
up to 7 years
View
▼
APR4.50%
Termup to 7 years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
4.75%
5 years
View
▼
APR4.75%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
4.75%
36 mos
View
▼
APR4.75%
Term36 mos
Last UpdatedMay 22, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
5.00%
6 years
View
▼
APR5.00%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto 100% of invoice
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 17, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
5.00%
60 mos
View
▼
APR5.00%
Term60 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 17, 2026
Details

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 17, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
New Auto
5.50%
8 Years
View
▼
APR5.50%
Term8 Years
Last UpdatedMay 17, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
6.00%
72 mos
View
▼
APR6.00%
Term72 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto - Based on JD Power Value
6.25%
7 Years
View
▼
APR6.25%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
6.25%
78 Months
View
▼
APR6.25%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 23, 2026
Details

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
6.50%
78 Months
View
▼
APR6.50%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
NEW AUTO - September 25, 2023
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 17, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
New Auto Loans
7.00%
84 mos
View
▼
APR7.00%
Term84 mos
Last UpdatedMay 22, 2026
Details

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New Auto
7.25%
90 Months
View
▼
APR7.25%
Term90 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Auto Loan
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
New Auto Loans
7.75%
84 Months
View
▼
APR7.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
New Autos
8.00%
Up to 84 Months
View
▼
APR8.00%
TermUp to 84 Months
Last UpdatedMay 17, 2026
Details

Honolulu Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
3.70%
2 & 3 Years
View
▼
APR3.70%
Term2 & 3 Years
Last UpdatedJun 1, 2026
Details

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
3.75%
4 Years
View
▼
APR3.75%
Term4 Years
Last UpdatedJun 1, 2026
Details

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
4.00%
5 Years
View
▼
APR4.00%
Term5 Years
Last UpdatedJun 1, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 17, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Used Auto Loans Special
5.00%
6 Years
View
▼
APR5.00%
Term6 Years
Last UpdatedJun 1, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.50%
3 Years
View
▼
APR5.50%
Term3 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
5.75%
4 Years
View
▼
APR5.75%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
1226 College Walk, Honolulu, HI, 96817
Used Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.00%
5 Years
View
▼
APR6.00%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.25%
1-3 Year
View
▼
APR6.25%
Term1-3 Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.40%
1-3 years
View
▼
APR6.40%
Term1-3 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.50%
4 years
View
▼
APR6.50%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.50%
4-Year
View
▼
APR6.50%
Term4-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.60%
5 years
View
▼
APR6.60%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
6.70%
6 years
View
▼
APR6.70%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
6.75%
5-Year
View
▼
APR6.75%
Term5-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
7.00%
6-Year
View
▼
APR7.00%
Term6-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Used Auto Loan
7.50%
7 Years
View
▼
APR7.50%
Term7 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii State Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
333 Queen St, Honolulu, HI, 96813
Used Auto Loan
7.50%
7 years
View
▼
APR7.50%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.21%
1914 S KING ST STE 100, Honolulu, HI, 96826 2162
Used Auto Loans
8.00%
7-Year
View
▼
APR8.00%
Term7-Year
Last UpdatedMay 29, 2026
Details

As Low As; Ask about our Auto Loan rate match

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.50%
Up to 3 Years
View
▼
APR8.50%
TermUp to 3 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
8.75%
4 Years
View
▼
APR8.75%
Term4 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1138 N King St, Honolulu, HI, 96817
Non-purchased Used Auto Loan
9.75%
5 Years
View
▼
APR9.75%
Term5 Years
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
4.75%
36 mos
View
▼
APR4.75%
Term36 mos
Last UpdatedMay 22, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.00%
3 years
View
▼
APR5.00%
Term3 years
Last UpdatedMay 17, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
5.00%
60 mos
View
▼
APR5.00%
Term60 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
12 Months
View
▼
APR5.24%
Term12 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
USED AUTO
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

Maui County Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
Used Auto 5 years to 10 years old
5.25%
up to 5 years
View
▼
APR5.25%
Termup to 5 years
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.25%
4 years
View
▼
APR5.25%
Term4 years
Last UpdatedMay 17, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
Pre-owned Autos
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As; Regular APR: 15.99%

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
5.50%
5 years
View
▼
APR5.50%
Term5 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Older Used Auto (6 Years and Older)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 23, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
5.99%
84 Months2
View
▼
APR5.99%
Term84 Months2
Last UpdatedMay 23, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
24 Months
View
▼
APR5.99%
Term24 Months
Last UpdatedMay 29, 2026
Details

As Low As

HELCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Used Auto Vehicles up to blue book
6.00%
7 Years
View
▼
APR6.00%
Term7 Years
Last UpdatedMay 17, 2026
Details

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Used Auto Loans
6.00%
72 mos
View
▼
APR6.00%
Term72 mos
Last UpdatedMay 22, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
36 Months
View
▼
APR6.24%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
6.25%
6 years
View
▼
APR6.25%
Term6 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
6.25%
78 Months
View
▼
APR6.25%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 29, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New Auto and Used Auto (2 Years Old)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 23, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Older Used Auto (6 Years and Older)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 23, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
6.50%
78 Months
View
▼
APR6.50%
Term78 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
84 Months
View
▼
APR6.74%
Term84 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2022
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2023-2024
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans Vehicle Year: 2021
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 17, 2026
Details

As Low As

Ewa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto - Based on JD Power Value
7.25%
7 years
View
▼
APR7.25%
Term7 years
Last UpdatedMay 17, 2026
Details

As Low As

Maui Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Used Auto
7.25%
90 Months
View
▼
APR7.25%
Term90 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
7.75%
84 Months
View
▼
APR7.75%
Term84 Months
Last UpdatedMay 17, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Older Used Auto Loan
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedMay 29, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Auto Loan
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 29, 2026
Details

As Low As

Hamakua Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.60%
Pre-owned Autos
8.00%
Up to 72 Months
View
▼
APR8.00%
TermUp to 72 Months
Last UpdatedMay 17, 2026
Details

Hawaii Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Used Auto Loans
8.75%
54 Months
View
▼
APR8.75%
Term54 Months
Last UpdatedMay 17, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Used Auto (3 to 5 Years Old)
17.49%
60 Months
View
▼
APR17.49%
Term60 Months
Last UpdatedMay 23, 2026
Details

Honolulu, HI Auto Loan Rate Trends

Compare local Honolulu, HI auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Hawaii Auto Trends →
New Auto Loan — HI Avg
5.590%
▲ 0.001 vs 7 days ago

Hawaii new auto rates rose 0.001 points over the past 7 days to 5.590% APR.

Used Auto Loan — HI Avg
6.293%
▲ 0.013 vs 7 days ago

Hawaii used auto rates rose 0.013 points over the past 7 days to 6.293% APR.

As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Honolulu, Hawaii auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Honolulu, Hawaii directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Honolulu, Hawaii. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in HI.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Honolulu, Hawaii

How does my credit score affect my car loan rate in Hawaii?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Honolulu, Hawaii with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Hawaii *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Honolulu, Hawaii typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Honolulu, Hawaii?

Based on our current data, some of the lowest auto loan rates available in Honolulu, Hawaii include:
  • HAWAIIAN ELECTRIC EMPLOYEES: 3.70% (Used Auto Loans Special)
  • HawaiiUSA Federal Credit Union: 3.75% (New Auto Loans)
  • HOCU Honolulu Federal Credit Union: 4.25% (Auto Loans)
  • Hawaiian Financial Federal Credit Union: 4.75% (New Auto Loan)
  • Hawaii Federal Credit Union: 5.49% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Honolulu, Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 1, 2026

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