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Auto Loan Rates in Davenport, Iowa (IA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Davenport, Iowa. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in Davenport, Iowa include Ascentra Credit UnionAscentra Credit Union1515 W 53rd St, Davenport, IA, 52806 2444A5.0 ★Texas Ratio: 7.31% offering Vehicle Loan at 4.99%, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union3509 N Harrison St, Davenport, IA, 52806A5.0 ★Texas Ratio: 7.00% offering 2020-2027 Vehicle Loans at 5.74%, QCBT Quad City B&T Co.QCBT Quad City B&T Co.4500 N Brady St, Davenport, IA, 52806A+5.0 ★Texas Ratio: 4.58% offering New Auto Loans at 5.79%, American Bank and Trust Company, N.A.American Bank and Trust Company, N.A.4301 E 53rd St, Davenport, IA, 52807A5.0 ★Texas Ratio: 7.79% offering NEW Auto Loan at 6.38%, Power Co-Op Employees Credit UnionPower Co-Op Employees Credit UnionB+4.8 ★Texas Ratio: 17.87% offering PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS at 2.49%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Davenport has 4 local institutions in our database, with auto loan rates as low as 4.99% APR from Ascentra Credit Union at 1515 W 53rd St, Davenport, IA, 52806 2444. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Davenport, Iowa. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in Davenport, Iowa & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
4.99%
24-60
View
▼
APR4.99%
Term24-60
Last UpdatedApr 19, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
3509 N Harrison St, Davenport, IA, 52806
2020-2027 Vehicle Loans
5.74%
24-48 Months
View
▼
APR5.74%
Term24-48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
New Auto Loans
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: 2025-New

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2023 - 2024
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

Up to 72 months

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
5.99%
24-48
View
▼
APR5.99%
Term24-48
Last UpdatedApr 19, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
4301 E 53rd St, Davenport, IA, 52807
NEW Auto Loan
6.38%
72 Months
View
▼
APR6.38%
Term72 Months
Last UpdatedApr 16, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
4301 E 53rd St, Davenport, IA, 52807
2023-2025 Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 16, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
6.74%
24-48
View
▼
APR6.74%
Term24-48
Last UpdatedApr 19, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
4301 E 53rd St, Davenport, IA, 52807
2020 - 2022 Auto Loan
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 16, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
3509 N Harrison St, Davenport, IA, 52806
Vehicle Loan 2020-2027
7.19%
66 Months
View
▼
APR7.19%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2016 - 2022
7.34%
60 Months
View
▼
APR7.34%
Term60 Months
Last UpdatedApr 17, 2026
Details

Up to 60 months

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
4301 E 53rd St, Davenport, IA, 52807
2016 - 2019 Auto Loan
8.38%
36 Months
View
▼
APR8.38%
Term36 Months
Last UpdatedApr 16, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
3509 N Harrison St, Davenport, IA, 52806
Vehicle Loan 2006-2019
9.19%
66 Months
View
▼
APR9.19%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
1515 W 53rd St, Davenport, IA, 52806 2444
Vehicle Loan
9.24%
24-36
View
▼
APR9.24%
Term24-36
Last UpdatedApr 19, 2026
Details

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2015 or older
9.59%
36 Months
View
▼
APR9.59%
Term36 Months
Last UpdatedApr 17, 2026
Details

Up to 36 months

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
3509 N Harrison St, Davenport, IA, 52806
Vehicle Loan 2025-2027 Only
11.19%
84 Months
View
▼
APR11.19%
Term84 Months
Last UpdatedApr 18, 2026
Details

Over $25,000; As Low As

Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS
2.49%
23 Months
View
▼
APR2.49%
Term23 Months
Last UpdatedApr 19, 2026
Details

As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
View
▼
APR3.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
View
▼
APR4.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
View
▼
APR4.10%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
View
▼
APR4.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans
4.39%
60 Months
View
▼
APR4.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 60 months

First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 Months

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
View
▼
APR4.49%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available

Financial Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Drive into these amazing rates this season!

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $18,001 or more

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
View
▼
APR4.80%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
View
▼
APR4.84%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
View
▼
APR4.85%
Term37-63
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedApr 19, 2026
Details

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2023-2021
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 72 Months

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
View
▼
APR4.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
View
▼
APR4.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Members Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
60-month Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
View
▼
APR5.05%
Term64-75
Last UpdatedApr 19, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
View
▼
APR5.15%
Term84 Months
Last UpdatedApr 19, 2026
Details

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
View
▼
APR5.25%
Term76-84
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
View
▼
APR5.40%
Term0-63
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedApr 18, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
View
▼
APR5.44%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2020-2018
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 72 Months

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
View
▼
APR5.49%
Term85-120
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
View
▼
APR5.54%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedApr 16, 2026
Details

2022 or Newer

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
View
▼
APR5.64%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
5.79%
66-72
View
▼
APR5.79%
Term66-72
Last UpdatedApr 18, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
View
▼
APR5.86%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
View
▼
APR5.88%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
View
▼
APR5.91%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
View
▼
APR5.94%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
View
▼
APR5.95%
Term64-75
Last UpdatedApr 19, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2017 or Older
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 48 Months

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
View
▼
APR6.09%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
View
▼
APR6.14%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
View
▼
APR6.19%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.29%
66-72
View
▼
APR6.29%
Term66-72
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
View
▼
APR6.29%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
6.34%
73-84
View
▼
APR6.34%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
View
▼
APR6.35%
Term76-84
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedApr 16, 2026
Details

2019 - 2021

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
View
▼
APR6.49%
Term85-120
Last UpdatedApr 19, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.53%
60 Months
View
▼
APR6.53%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
View
▼
APR6.54%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.04%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
View
▼
APR6.54%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.56%
48 Months
View
▼
APR6.56%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
View
▼
APR6.59%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.62%
36 Months
View
▼
APR6.62%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
View
▼
APR6.64%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.14%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
View
▼
APR6.64%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
View
▼
APR6.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
View
▼
APR6.74%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.24%

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
View
▼
APR6.79%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.84%
73-84
View
▼
APR6.84%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
View
▼
APR6.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
View
▼
APR7.04%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older Up to 48 Months Relationship Rate
7.34%
48 Months
View
▼
APR7.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older 60 Months Relationship Rate
7.54%
60 Months
View
▼
APR7.54%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older Up to 48 Months
7.59%
48 Months
View
▼
APR7.59%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Aim Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Auto Loan
7.74%
3 Years
View
▼
APR7.74%
Term3 Years
Last UpdatedApr 19, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older 60 Months
7.79%
60 Months
View
▼
APR7.79%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Aim Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Auto Loan
7.99%
4 Years
View
▼
APR7.99%
Term4 Years
Last UpdatedApr 19, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
7.99%
61 - 72
View
▼
APR7.99%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
8.04%
37-48
View
▼
APR8.04%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2016 or Older
8.20%
36 Months
View
▼
APR8.20%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2016 & Older Vehicles
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.54%
37-48
View
▼
APR8.54%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
8.73%
36 Months
View
▼
APR8.73%
Term36 Months
Last UpdatedApr 16, 2026
Details

2016 - 2018

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2016 & Older
8.74%
36 Months
View
▼
APR8.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2016 & Older Vehicles
8.74%
42 Months
View
▼
APR8.74%
Term42 Months
Last UpdatedApr 18, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
8.99%
73 - 84
View
▼
APR8.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedApr 16, 2026
Details

2015 - 2011

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
9.69%
49-60
View
▼
APR9.69%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
10.19%
49-60
View
▼
APR10.19%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
New Auto Loans
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Age of Vehicle: 2025-New

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
4301 E 53rd St, Davenport, IA, 52807
NEW Auto Loan
6.38%
72 Months
View
▼
APR6.38%
Term72 Months
Last UpdatedApr 16, 2026
Details

As Low As

Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS
2.49%
23 Months
View
▼
APR2.49%
Term23 Months
Last UpdatedApr 19, 2026
Details

As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
View
▼
APR3.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
View
▼
APR4.09%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
View
▼
APR4.10%
Term0-36
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
View
▼
APR4.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 84 Months

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
View
▼
APR4.49%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $18,001 or more

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
View
▼
APR4.85%
Term37-63
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedApr 19, 2026
Details

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
View
▼
APR4.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
View
▼
APR5.05%
Term64-75
Last UpdatedApr 19, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
View
▼
APR5.15%
Term84 Months
Last UpdatedApr 19, 2026
Details

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
View
▼
APR5.25%
Term76-84
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedApr 18, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
View
▼
APR5.49%
Term85-120
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedApr 18, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
View
▼
APR5.86%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
View
▼
APR5.88%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
View
▼
APR5.91%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2023 - 2024
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 17, 2026
Details

Up to 72 months

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2016 - 2022
7.34%
60 Months
View
▼
APR7.34%
Term60 Months
Last UpdatedApr 17, 2026
Details

Up to 60 months

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
4500 N Brady St, Davenport, IA, 52806
Used Auto Loans 2015 or older
9.59%
36 Months
View
▼
APR9.59%
Term36 Months
Last UpdatedApr 17, 2026
Details

Up to 36 months

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $18,001 or more

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
View
▼
APR4.80%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
View
▼
APR4.84%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
View
▼
APR4.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
View
▼
APR5.40%
Term0-63
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
View
▼
APR5.44%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
View
▼
APR5.54%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
View
▼
APR5.64%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
View
▼
APR5.94%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
View
▼
APR5.95%
Term64-75
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
View
▼
APR6.09%
Term66 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
View
▼
APR6.14%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
View
▼
APR6.19%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
View
▼
APR6.29%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
View
▼
APR6.35%
Term76-84
Last UpdatedApr 19, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
View
▼
APR6.49%
Term85-120
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
View
▼
APR6.54%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.04%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
View
▼
APR6.54%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
View
▼
APR6.59%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
View
▼
APR6.64%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.14%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
View
▼
APR6.64%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
View
▼
APR6.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
View
▼
APR6.74%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As; Loyalty APR as low as: 6.24%

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
View
▼
APR6.79%
Term61-66
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
View
▼
APR6.99%
Term0 - 60
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
View
▼
APR7.04%
Term67-72
Last UpdatedApr 18, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
7.99%
61 - 72
View
▼
APR7.99%
Term61 - 72
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
8.04%
37-48
View
▼
APR8.04%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
8.54%
37-48
View
▼
APR8.54%
Term37-48
Last UpdatedApr 18, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2016 & Older
8.74%
36 Months
View
▼
APR8.74%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
8.99%
73 - 84
View
▼
APR8.99%
Term73 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older Loyalty
9.69%
49-60
View
▼
APR9.69%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2017 and older
10.19%
49-60
View
▼
APR10.19%
Term49-60
Last UpdatedApr 18, 2026
Details

As Low As

Davenport, IA Auto Loan Rate Trends

Compare local Davenport, IA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Auto Trends →
New Auto Loan — IA Avg
5.074%
▼ 0.021 vs 7 days ago

Iowa new auto rates fell 0.021 points over the past 7 days to 5.074% APR.

Used Auto Loan — IA Avg
6.404%
▲ 0.018 vs 7 days ago

Iowa used auto rates rose 0.018 points over the past 7 days to 6.404% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Davenport, Iowa

How does my credit score affect my car loan rate in Iowa?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Davenport, Iowa with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Iowa *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Davenport, Iowa typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Davenport, Iowa?

Based on our current data, some of the lowest auto loan rates available in Davenport, Iowa include:
  • Ascentra Credit Union: 4.99% (Vehicle Loan)
  • R.I.A. Federal Credit Union: 5.74% (2020-2027 Vehicle Loans)
  • QCBT Quad City B&T Co.: 5.79% (New Auto Loans)
  • American Bank and Trust Company, N.A.: 6.38% (NEW Auto Loan)
  • Power Co-Op Employees Credit Union: 2.49% (PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Davenport, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

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