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Auto Loan Rates in Wilton, Iowa (IA) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Wilton, Iowa. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 10, 2026

Current auto loan rates in Wilton, Iowa include R.I.A. Federal Credit UnionR.I.A. Federal Credit Union1111 W 5th St, Wilton, IA, 52778A5.0 ★Texas Ratio: 7.00% offering 2020-2027 Vehicle Loans at 5.74%, Power Co-Op Employees Credit UnionPower Co-Op Employees Credit UnionB+4.8 ★Texas Ratio: 17.87% offering PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING at 2.49%, Cent Credit UnionCent Credit UnionA+5.0 ★Texas Ratio: 2.81% offering New Vehicle 2025 - Newer at 3.99%, Advantage Credit Union Newtown, IAAdvantage Credit Union Newtown, IAA5.0 ★Texas Ratio: 11.83% offering New Autos & Trucks 24 Months at 4.00%, Serve Credit UnionServe Credit UnionA+5.0 ★Texas Ratio: 2.97% offering NEW VEHICLES 2025 & Newer at 4.09%. Auto loan rates as of May 10, 2026 according to verified data from MonitorBankRates.

Wilton has 1 local institution in our database, with auto loan rates as low as 5.74% APR from R.I.A. Federal Credit Union at 1111 W 5th St, Wilton, IA, 52778. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilton, Iowa. Auto Loan Rates Last Updated and Verified: May 10, 2026

Compare Auto Loan Rates Today in Wilton, Iowa & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
2020-2027 Vehicle Loans
5.74%
24-48
View
▼
APR5.74%
Term24-48
Last UpdatedMay 7, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
Vehicle Loan
6.94%
Up to 66 Months
View
▼
APR6.94%
TermUp to 66 Months
Last UpdatedMay 7, 2026
Details

2020-2027

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
Vehicle Loan
7.44%
67-75 Months
View
▼
APR7.44%
Term67-75 Months
Last UpdatedMay 7, 2026
Details

2020-2027 Motorcycles Only Over $20,000

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
Vehicle Loan
8.94%
Up to 66 Months
View
▼
APR8.94%
TermUp to 66 Months
Last UpdatedMay 7, 2026
Details

2006-2019

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
Vehicle Loan
10.44%
67-75 Months
View
▼
APR10.44%
Term67-75 Months
Last UpdatedMay 7, 2026
Details

2006-2019 Motorcycles Only Over $20,000

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1111 W 5th St, Wilton, IA, 52778
Vehicle Loan
10.94%
76-84 Months
View
▼
APR10.94%
Term76-84 Months
Last UpdatedMay 7, 2026
Details

2025-2027 Only Over $25,000

Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
View
▼
APR2.49%
Term23 Months
Last UpdatedMay 10, 2026
Details

As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
View
▼
APR3.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
View
▼
APR4.09%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
View
▼
APR4.10%
Term0-36
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
View
▼
APR4.15%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
Up to 60
View
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
View
▼
APR4.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.64%
Up to 60 Months
View
▼
APR4.64%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
4.74%
24-60
View
▼
APR4.74%
Term24-60
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.74%
61-72 Months
View
▼
APR4.74%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
View
▼
APR4.80%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
Auto Loans
4.80%
84 Months
View
▼
APR4.80%
Term84 Months
Last UpdatedMay 10, 2026
Details

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2022 Auto Loan
4.84%
Up to 60
View
▼
APR4.84%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
View
▼
APR4.84%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
View
▼
APR4.85%
Term37-63
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.89%
Up to 60 Months
View
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
4.94%
60 months
View
▼
APR4.94%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2022 Auto Loan
4.94%
72 Months
View
▼
APR4.94%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.94%
84 Months
View
▼
APR4.94%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
View
▼
APR4.95%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
60-month Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 Up to 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.99%
61-72 Months
View
▼
APR4.99%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
View
▼
APR4.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
View
▼
APR4.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.04%
72 months
View
▼
APR5.04%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
View
▼
APR5.05%
Term64-75
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.09%
84 Months
View
▼
APR5.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2022 Auto Loan
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
View
▼
APR5.15%
Term84 Months
Last UpdatedMay 10, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.19%
84 months
View
▼
APR5.19%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail (RTL)

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
View
▼
APR5.25%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.39%
60 months
View
▼
APR5.39%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
View
▼
APR5.40%
Term0-63
Last UpdatedMay 10, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
View
▼
APR5.44%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
5.49%
24-48
View
▼
APR5.49%
Term24-48
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
View
▼
APR5.49%
Term85-120
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
View
▼
APR5.54%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedMay 5, 2026
Details

2022 or Newer

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.59%
72 months
View
▼
APR5.59%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
View
▼
APR5.59%
Term60 months or less
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
View
▼
APR5.64%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
5.74%
24-48
View
▼
APR5.74%
Term24-48
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto Loans
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details

As Low As; Age of Vehicle: 2025-New

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
5.79%
72 Months
View
▼
APR5.79%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 Up to 36 Months
5.79%
Up to 36
View
▼
APR5.79%
TermUp to 36
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
View
▼
APR5.86%
Term66 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
View
▼
APR5.88%
Term60 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
View
▼
APR5.91%
Term48 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
View
▼
APR5.94%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
5.95%
24 Months
View
▼
APR5.95%
Term24 Months
Last UpdatedMay 4, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
View
▼
APR5.95%
Term64-75
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2023 - 2024
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 5, 2026
Details

Up to 72 months

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
View
▼
APR6.09%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.09%
48 months
View
▼
APR6.09%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - 6 years old or older
6.12%
48 Months or less
View
▼
APR6.12%
Term48 Months or less
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
6.17%
60 Months
View
▼
APR6.17%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
6.18%
12 Months
View
▼
APR6.18%
Term12 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
View
▼
APR6.19%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.19%
60 months
View
▼
APR6.19%
Term60 months
Last UpdatedMay 10, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
6.24%
24-48
View
▼
APR6.24%
Term24-48
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.29%
72 Months
View
▼
APR6.29%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
6.34%
84 Months
View
▼
APR6.34%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
View
▼
APR6.35%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
NEW Auto Loan
6.38%
72 Months
View
▼
APR6.38%
Term72 Months
Last UpdatedMay 5, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedMay 5, 2026
Details

2019 - 2021

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.46%
24 Months
View
▼
APR6.46%
Term24 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.47%
36 Months
View
▼
APR6.47%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
6.49%
24-48
View
▼
APR6.49%
Term24-48
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
View
▼
APR6.49%
Term85-120
Last UpdatedMay 10, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2023-2025 Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.53%
60 Months
View
▼
APR6.53%
Term60 Months
Last UpdatedMay 5, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.56%
48 Months
View
▼
APR6.56%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.56%
48 Months
View
▼
APR6.56%
Term48 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
View
▼
APR6.59%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.62%
36 Months
View
▼
APR6.62%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.67%
60 Months
View
▼
APR6.67%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.68%
12 Months
View
▼
APR6.68%
Term12 Months
Last UpdatedMay 4, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
View
▼
APR6.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
View
▼
APR6.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2020 - 2022 Auto Loan
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedMay 5, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2016 - 2022
7.34%
60 Months
View
▼
APR7.34%
Term60 Months
Last UpdatedMay 5, 2026
Details

Up to 60 months

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older Up to 48 Months Relationship Rate
7.34%
Up to 48 Months
View
▼
APR7.34%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
7.49%
48 months
View
▼
APR7.49%
Term48 months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older 60 Months Relationship Rate
7.54%
60 Months
View
▼
APR7.54%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older Up to 48 Months
7.59%
Up to 48 Months
View
▼
APR7.59%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
7.79%
36 Months
View
▼
APR7.79%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Titled Vehicles/Classic Automobiles 2016 and older 60 Months
7.79%
60 Months
View
▼
APR7.79%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
7.99%
61 - 72
View
▼
APR7.99%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2016 or Older
8.20%
36 Months
View
▼
APR8.20%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
8.29%
36 Months
View
▼
APR8.29%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
8.32%
24 Months
View
▼
APR8.32%
Term24 Months
Last UpdatedMay 4, 2026
Details

As Low As

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
2016 - 2019 Auto Loan
8.38%
36 Months
View
▼
APR8.38%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
8.39%
36 months
View
▼
APR8.39%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
8.47%
48 Months
View
▼
APR8.47%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
2016-2018 Auto Loan
8.49%
24-63
View
▼
APR8.49%
Term24-63
Last UpdatedMay 6, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2016 & Older Vehicles
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
8.59%
12 Months
View
▼
APR8.59%
Term12 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
Auto Loan
8.68%
60 Months
View
▼
APR8.68%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
8.73%
36 Months
View
▼
APR8.73%
Term36 Months
Last UpdatedMay 5, 2026
Details

2016 - 2018

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2016 & Older
8.74%
36 Months
View
▼
APR8.74%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2016 & Older Vehicles
8.74%
42 Months
View
▼
APR8.74%
Term42 Months
Last UpdatedMay 10, 2026
Details

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
8.74%
24-36
View
▼
APR8.74%
Term24-36
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
8.79%
36 Months
View
▼
APR8.79%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
8.82%
24 Months
View
▼
APR8.82%
Term24 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
8.97%
48 Months
View
▼
APR8.97%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
2016-2018 Auto Loan
8.99%
64-75
View
▼
APR8.99%
Term64-75
Last UpdatedMay 6, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
8.99%
73 - 84
View
▼
APR8.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
9.09%
12 Months
View
▼
APR9.09%
Term12 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
9.18%
60 Months
View
▼
APR9.18%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
9.24%
24-36
View
▼
APR9.24%
Term24-36
Last UpdatedMay 10, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedMay 5, 2026
Details

2015 - 2011

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2015 and Older Model Years Auto Loan
9.59%
36 Months
View
▼
APR9.59%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2015 or older
9.59%
36 Months
View
▼
APR9.59%
Term36 Months
Last UpdatedMay 5, 2026
Details

Up to 36 months

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2015 and Older Model Years Auto Loan
9.62%
24 Months
View
▼
APR9.62%
Term24 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2015 and Older Model Years Auto Loan
9.77%
48 Months
View
▼
APR9.77%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2015 and Older Model Years Auto Loan
9.90%
12 Months
View
▼
APR9.90%
Term12 Months
Last UpdatedMay 4, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2015 and Older Model Years Auto Loan
9.98%
60 Months
View
▼
APR9.98%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
View
▼
APR2.49%
Term23 Months
Last UpdatedMay 10, 2026
Details

As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
View
▼
APR3.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
View
▼
APR4.09%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
View
▼
APR4.10%
Term0-36
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
View
▼
APR4.15%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
Up to 60
View
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
View
▼
APR4.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.64%
Up to 60 Months
View
▼
APR4.64%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.74%
61-72 Months
View
▼
APR4.74%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
View
▼
APR4.85%
Term37-63
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.89%
Up to 60 Months
View
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMay 10, 2026
Details

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.94%
84 Months
View
▼
APR4.94%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
View
▼
APR4.95%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 Up to 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.99%
61-72 Months
View
▼
APR4.99%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
View
▼
APR4.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
View
▼
APR5.05%
Term64-75
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.09%
84 Months
View
▼
APR5.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
View
▼
APR5.15%
Term84 Months
Last UpdatedMay 10, 2026
Details

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail (RTL)

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
View
▼
APR5.25%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
View
▼
APR5.49%
Term85-120
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
View
▼
APR5.59%
Term60 months or less
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedMay 10, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto Loans
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details

As Low As; Age of Vehicle: 2025-New

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 Up to 36 Months
5.79%
Up to 36
View
▼
APR5.79%
TermUp to 36
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
View
▼
APR5.86%
Term66 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
View
▼
APR5.88%
Term60 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
View
▼
APR5.91%
Term48 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★ Texas Ratio: 7.79%
NEW Auto Loan
6.38%
72 Months
View
▼
APR6.38%
Term72 Months
Last UpdatedMay 5, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
7.79%
36 Months
View
▼
APR7.79%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months
View
▼
APR4.25%
TermUp to 24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
View
▼
APR4.30%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
Up to 60
View
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
View
▼
APR4.55%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.64%
Up to 60 Months
View
▼
APR4.64%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.74%
61-72 Months
View
▼
APR4.74%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
View
▼
APR4.80%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.84%
84 Months
View
▼
APR4.84%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
View
▼
APR4.84%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.89%
Up to 60 Months
View
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.94%
84 Months
View
▼
APR4.94%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; Relationship Rate

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
View
▼
APR4.95%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 Up to 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
4.99%
61-72 Months
View
▼
APR4.99%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
View
▼
APR4.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
View
▼
APR5.05%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.09%
84 Months
View
▼
APR5.09%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail

Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% of NADA Retail (RTL)

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
View
▼
APR5.40%
Term0-63
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
View
▼
APR5.44%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2020-2022 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
View
▼
APR5.54%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
View
▼
APR5.59%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
View
▼
APR5.64%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 Up to 36 Months
5.79%
Up to 36
View
▼
APR5.79%
TermUp to 36
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
View
▼
APR5.94%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
View
▼
APR5.95%
Term64-75
Last UpdatedMay 10, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2023 - 2024
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 5, 2026
Details

Up to 72 months

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
View
▼
APR6.09%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
View
▼
APR6.09%
Term65 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
View
▼
APR6.19%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2017-2019 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
View
▼
APR6.35%
Term76-84
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
View
▼
APR6.49%
Term85-120
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
View
▼
APR6.59%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
View
▼
APR6.69%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
View
▼
APR6.99%
Term0 - 60
Last UpdatedMay 10, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2016 - 2022
7.34%
60 Months
View
▼
APR7.34%
Term60 Months
Last UpdatedMay 5, 2026
Details

Up to 60 months

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2016 and older
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
7.79%
36 Months
View
▼
APR7.79%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
7.99%
61 - 72
View
▼
APR7.99%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2016 and older
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 100% financing available

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2016 & Older
8.74%
36 Months
View
▼
APR8.74%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
8.99%
73 - 84
View
▼
APR8.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto Loans 2015 or older
9.59%
36 Months
View
▼
APR9.59%
Term36 Months
Last UpdatedMay 5, 2026
Details

Up to 36 months

Wilton, IA Auto Loan Rate Trends

Compare local Wilton, IA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Auto Trends →
New Auto Loan — IA Avg
5.081%
▲ 0.192 vs 7 days ago

Iowa new auto rates rose 0.192 points over the past 7 days to 5.081% APR.

Used Auto Loan — IA Avg
6.207%
▲ 0.273 vs 7 days ago

Iowa used auto rates rose 0.273 points over the past 7 days to 6.207% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Wilton, Iowa

How does my credit score affect my car loan rate in Iowa?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Wilton, Iowa with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Iowa *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Wilton, Iowa typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Wilton, Iowa?

Based on our current data, some of the lowest auto loan rates available in Wilton, Iowa include:
  • R.I.A. Federal Credit Union: 5.74% (2020-2027 Vehicle Loans)
  • Power Co-Op Employees Credit Union: 2.49% (PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING)
  • Cent Credit Union: 3.99% (New Vehicle 2025 - Newer)
  • Advantage Credit Union Newtown, IA: 4.00% (New Autos & Trucks 24 Months)
  • Serve Credit Union: 4.09% (NEW VEHICLES 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wilton, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 10, 2026

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