Auto Loan Rates in Kansas City, Kansas (KS) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Kansas City, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Kansas City, Kansas include Unity One Credit UnionUnity One Credit Union4150 Kansas Ave, Kansas City, KS, 66106A+5.0 ★Texas Ratio: 3.61% offering Auto Loan at 4.49%, KUMC Credit UnionKUMC Credit Union3901 Rainbow Blvd, Kansas City, KS, 66160A+5.0 ★Texas Ratio: 0.08% offering New Vehicle 24 months Loan at 4.85%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union8245 State Ave, Kansas City, KS, 66112A+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%, Midwest Regional Credit UnionMidwest Regional Credit Union7240 STATE AVE, KANSAS CITY, KS, 66112A+5.0 ★Texas Ratio: 2.40% offering New to 2016 Auto Loan at 4.99%, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union7714 State Ave, Kansas City, KS, 66112B4.4 ★Texas Ratio: 17.71% offering New & Used Vehicles Loan at 5.74%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Kansas City has 5 local institutions in our database, with auto loan rates as low as 4.49% APR from Unity One Credit Union at 4150 Kansas Ave, Kansas City, KS, 66106. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas City, Kansas. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Kansas City, Kansas & Surrounding Area
Kansas City Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
4.95%
48 months
▼
APR4.95%
Term48 months
Last UpdatedJul 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 16, 2026
Details
As Low As; 100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
5.05%
72 months
▼
APR5.05%
Term72 months
Last UpdatedJul 16, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.09%
Up to 48 Months
▼
APR5.09%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 84 months Loan
5.10%
84 months
▼
APR5.10%
Term84 months
Last UpdatedJul 16, 2026
Details
**Conditions apply
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.29%
Up to 66 Months
▼
APR5.29%
TermUp to 66 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 16, 2026
Details
As Low As; $15,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
7714 State Ave, Kansas City, KS, 66112
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.79%
Up to 75 Months
▼
APR5.79%
TermUp to 75 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 16, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 16, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
6.20%
24 months
▼
APR6.20%
Term24 months
Last UpdatedJul 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 16, 2026
Details
As Low As; $15,000 minimum
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
6.45%
36 months
▼
APR6.45%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
6.70%
48 months
▼
APR6.70%
Term48 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedJul 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 16, 2026
Details
As Low As; $20,000 minimum
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
7.20%
72 months
▼
APR7.20%
Term72 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.20%
24 months
▼
APR7.20%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.45%
36 months
▼
APR7.45%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.70%
48 months
▼
APR7.70%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.95%
60 months
▼
APR7.95%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.20%
72 months
▼
APR8.20%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.60%
24 months
▼
APR8.60%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.65%
36 months
▼
APR8.65%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.70%
48 months
▼
APR8.70%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
8.75%
24 months
▼
APR8.75%
Term24 months
Last UpdatedJul 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
7714 State Ave, Kansas City, KS, 66112
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
9.00%
36 months
▼
APR9.00%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
9.25%
48 months
▼
APR9.25%
Term48 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
9.50%
60 months
▼
APR9.50%
Term60 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
9.75%
72 months
▼
APR9.75%
Term72 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
9.75%
24 months
▼
APR9.75%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
9.90%
Up to 36 Months
▼
APR9.90%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
Used Models 2019;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.00%
36 months
▼
APR10.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.25%
48 months
▼
APR10.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.50%
60 months
▼
APR10.50%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.75%
72 months
▼
APR10.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
11.00%
36 months
▼
APR11.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
11.25%
48 months
▼
APR11.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
15.50%
24 months
▼
APR15.50%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
15.75%
36 months
▼
APR15.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
16.00%
48 months
▼
APR16.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
APR3.99%
Term66 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As
APR4.99%
Term78 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A+ Rate
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
APR5.40%
Term42 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A+ Rate
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 15, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
▼
APR5.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Autos Over 10 Years Old
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
APR5.95%
Term52 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As low as
APR5.99%
Term78 months
Last UpdatedJul 16, 2026
Details
Model Year: 2022-2023
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
▼
APR6.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier A
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
APR6.25%
Term42 months
Last UpdatedJul 16, 2026
Details
Model Year: 2022-2023
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2019 - 2021
6.38%
48 Months
▼
APR6.38%
Term48 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $20,000; Monthly Payment: $473.41
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.43%
Up to 72 Mo
▼
APR6.43%
TermUp to 72 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.46%
Up to 60 Mo
▼
APR6.46%
TermUp to 60 Mo
Last UpdatedJul 11, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
▼
APR6.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier A
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.51%
Up to 48 Mo
▼
APR6.51%
TermUp to 48 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.59%
Up to 36 Mo
▼
APR6.59%
TermUp to 36 Mo
Last UpdatedJul 11, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
APR6.75%
Term52 months
Last UpdatedJul 16, 2026
Details
Model Year: 2022-2023
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As low as
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
Up to 48 months
▼
APR7.00%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 90% of sticker price may be financed on new auto loans for 84 month term.
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
APR7.25%
Term52 months
Last UpdatedJul 16, 2026
Details
Model Year: 2016-2021
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.49%
61 - 72 months
▼
APR7.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 months
▼
APR7.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
APR7.90%
Term84 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.99%
73 - 84 months
▼
APR7.99%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier B
APR8.00%
Term66 months
Last UpdatedJul 16, 2026
Details
Model Year: 2016-2021
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.25%
60 months
▼
APR8.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
▼
APR8.50%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.50%
66 months
▼
APR8.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier C
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2016 - 2018
8.73%
36 Months
▼
APR8.73%
Term36 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $15,000; Monthly Payment: $475.41
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 months
▼
APR9.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
APR9.25%
Term84 months
Last UpdatedJul 16, 2026
Details
Model Year: 2022-2023
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2015 - 2011
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $10,000; Monthly Payment: $320.33
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 months
▼
APR9.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 months
▼
APR9.75%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 months
▼
APR10.00%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
▼
APR10.25%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
10.25%
36 months
▼
APR10.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 months
▼
APR10.25%
Term72 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Powered by
MonitorBankRates
Kansas City New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
4.95%
48 months
▼
APR4.95%
Term48 months
Last UpdatedJul 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 16, 2026
Details
As Low As; 100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
5.05%
72 months
▼
APR5.05%
Term72 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 84 months Loan
5.10%
84 months
▼
APR5.10%
Term84 months
Last UpdatedJul 16, 2026
Details
**Conditions apply
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 16, 2026
Details
As Low As; $15,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
7714 State Ave, Kansas City, KS, 66112
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 16, 2026
Details
As Low As; $20,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: New to 2016
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
6.20%
24 months
▼
APR6.20%
Term24 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
6.45%
36 months
▼
APR6.45%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
6.70%
48 months
▼
APR6.70%
Term48 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
7.20%
72 months
▼
APR7.20%
Term72 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 24 months Loan
8.75%
24 months
▼
APR8.75%
Term24 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 36 months Loan
9.00%
36 months
▼
APR9.00%
Term36 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 48 months Loan
9.25%
48 months
▼
APR9.25%
Term48 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 60 months Loan
9.50%
60 months
▼
APR9.50%
Term60 months
Last UpdatedJul 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
New Vehicle 72 months Loan
9.75%
72 months
▼
APR9.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier B
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier B
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 15, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases only. 90% of sticker price may be financed on new auto loans for 84 month term.
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 16, 2026
Details
Tier B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
▼
APR8.50%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026 Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedJul 16, 2026
Details
Tier D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJul 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
▼
APR10.25%
Term66 Months
Last UpdatedJul 16, 2026
Details
Tier D
Powered by
MonitorBankRates
Kansas City Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 16, 2026
Details
As Low As; 100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 16, 2026
Details
As Low As; $15,000 minimum
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
7714 State Ave, Kansas City, KS, 66112
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 16, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 16, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 16, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 16, 2026
Details
As Low As; $20,000 minimum
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.20%
24 months
▼
APR7.20%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.45%
36 months
▼
APR7.45%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
8245 State Ave, Kansas City, KS, 66112
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.70%
48 months
▼
APR7.70%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
7.95%
60 months
▼
APR7.95%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.20%
72 months
▼
APR8.20%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.60%
24 months
▼
APR8.60%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.65%
36 months
▼
APR8.65%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
8.70%
48 months
▼
APR8.70%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
9.75%
24 months
▼
APR9.75%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.00%
36 months
▼
APR10.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.25%
48 months
▼
APR10.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.50%
60 months
▼
APR10.50%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
10.75%
72 months
▼
APR10.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
11.00%
36 months
▼
APR11.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
11.25%
48 months
▼
APR11.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
15.50%
24 months
▼
APR15.50%
Term24 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
15.75%
36 months
▼
APR15.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
3901 Rainbow Blvd, Kansas City, KS, 66160
Used Vehicle Loan
16.00%
48 months
▼
APR16.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Rating: 3
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A+ Rate
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A+ Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
▼
APR5.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
▼
APR6.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJul 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
▼
APR6.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier A Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJul 16, 2026
Details
These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 months
▼
APR7.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Tier B Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.25%
60 months
▼
APR8.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
8.50%
66 months
▼
APR8.50%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 months
▼
APR9.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 months
▼
APR9.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJul 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
Tier D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 months
▼
APR9.75%
Term60 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 16, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 months
▼
APR10.00%
Term66 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019
10.25%
36 months
▼
APR10.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 months
▼
APR10.25%
Term72 months
Last UpdatedJul 16, 2026
Details
Tier C Rate
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Kansas City, KS Auto Loan Rate Trends
Compare local Kansas City, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KS Avg
7.029%
▲ 0.253 vs 7 days ago
Kansas new auto rates rose 0.253 points over the past 7 days to 7.029% APR.
Used Auto Loan — KS Avg
8.639%
▼ 0.020 vs 7 days ago
Kansas used auto rates fell 0.020 points over the past 7 days to 8.639% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas City, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Kansas City, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Kansas City, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Kansas City, Kansas
How does my credit score affect my car loan rate in Kansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kansas City, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Kansas City, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Kansas City, Kansas?
Based on our current data, some of the lowest auto loan rates available in Kansas City, Kansas include:
- Unity One Credit Union: 4.49% (Auto Loan)
- KUMC Credit Union: 4.85% (New Vehicle 24 months Loan)
- Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
- Midwest Regional Credit Union: 4.99% (New to 2016 Auto Loan)
- UNIFY Financial Federal Credit Union: 5.74% (New & Used Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas City, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026
Kansas City, Kansas Rates & Resources
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