MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Kansas
  6. ›
  7. Lawrence
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Lawrence, Kansas (KS) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lawrence, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in Lawrence, Kansas include Mid American Credit UnionMid American Credit Union550 N Wakarusa Dr, Lawrence, KS, 66049A+5.0 ★Texas Ratio: 5.01% offering New/Used Auto Loans at 4.74%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union1001 E 23rd St, Lawrence, KS, 66046 5003A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%, Truity Federal Credit UnionTruity Federal Credit Union3400 W 6th St, Lawrence, KS, 66049 3215A5.0 ★Texas Ratio: 7.04% offering Autos 2022-New at 5.24%, Midwest Regional Credit UnionMidwest Regional Credit Union1016 W 6th ST, LAWRENCE, KS, 66044 2213A+5.0 ★Texas Ratio: 2.52% offering Auto Loan at 6.55%, Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Lawrence has 4 local institutions in our database, with auto loan rates as low as 4.74% APR from Mid American Credit Union at 550 N Wakarusa Dr, Lawrence, KS, 66049. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lawrence, Kansas. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in Lawrence, Kansas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; 100% Financing with qualified credit

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedApr 17, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
6.24%
72 months
View
▼
APR6.24%
Term72 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2016-2019
6.49%
48 months
View
▼
APR6.49%
Term48 months
Last UpdatedApr 17, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Auto Loan
6.55%
63 Months
View
▼
APR6.55%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
6.74%
84 months
View
▼
APR6.74%
Term84 months
Last UpdatedApr 17, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Auto Loan
6.75%
75 Months
View
▼
APR6.75%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2016-2019
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Auto Loan
8.24%
84 Months
View
▼
APR8.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2015-Older
8.99%
48 months
View
▼
APR8.99%
Term48 months
Last UpdatedApr 17, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
New Untitled Auto Loan
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Min. Amount Financed $20,000

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
New Untitled Auto Loan
10.25%
120 Months
View
▼
APR10.25%
Term120 Months
Last UpdatedApr 18, 2026
Details

As Low As; Min. Amount Financed $20,000

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Used 2025-2021 Auto Loan
10.75%
84 Months
View
▼
APR10.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Used 2020-2015 Auto Loan
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
3.99%
66 Months
View
▼
APR3.99%
Term66 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
View
▼
APR3.99%
Term36 - 84
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
View
▼
APR5.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
View
▼
APR5.10%
Term24 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
View
▼
APR5.35%
Term84 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.40%
42 Months
View
▼
APR5.40%
Term42 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedApr 19, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Autos Over 10 Years Old
5.75%
10 Years
View
▼
APR5.75%
Term10 Years
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedApr 19, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.95%
52 Months
View
▼
APR5.95%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
View
▼
APR5.99%
TermUp to 60
Last UpdatedApr 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.99%
78 Months
View
▼
APR5.99%
Term78 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
View
▼
APR6.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.10%
24 Months
View
▼
APR6.10%
Term24 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.15%
36 Months
View
▼
APR6.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.20%
48 Months
View
▼
APR6.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.25%
42 Months
View
▼
APR6.25%
Term42 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.30%
72 Months
View
▼
APR6.30%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
View
▼
APR6.45%
Term24 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
View
▼
APR6.49%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
View
▼
APR6.70%
Term36 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.75%
52 Months
View
▼
APR6.75%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
View
▼
APR6.95%
Term48 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
6.99%
Up to 60
View
▼
APR6.99%
TermUp to 60
Last UpdatedApr 18, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedApr 19, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
View
▼
APR7.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 months
View
▼
APR7.19%
Term72 months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
View
▼
APR7.20%
Term60 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
7.25%
52 Months
View
▼
APR7.25%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2016-2021

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 months max
View
▼
APR7.29%
Term48 months max
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.45%
24 Months
View
▼
APR7.45%
Term24 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
7.49%
61 - 72
View
▼
APR7.49%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2019 & Older Vehicle Loan
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.70%
36 Months
View
▼
APR7.70%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.95%
48 Months
View
▼
APR7.95%
Term48 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
7.99%
73 - 84
View
▼
APR7.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2019 & Older Vehicle Loan
7.99%
48 Months
View
▼
APR7.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months C
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months C
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
8.00%
66 Months
View
▼
APR8.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2016-2021

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.20%
60 Months
View
▼
APR8.20%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.45%
72 Months
View
▼
APR8.45%
Term72 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older C
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 C
8.50%
48 Months
View
▼
APR8.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 C
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.50%
66 Months
View
▼
APR8.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
9.00%
81 Months
View
▼
APR9.00%
Term81 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months D
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months D
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.00%
24 Months
View
▼
APR9.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.00%
36 Months
View
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
9.25%
84 Months
View
▼
APR9.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.25%
84 Months
View
▼
APR9.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older D
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 D
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 D
9.50%
60 Months
View
▼
APR9.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
10.00%
72 Months
View
▼
APR10.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.00%
24 Months
View
▼
APR10.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.25%
36 Months
View
▼
APR10.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
10.25%
66 Months
View
▼
APR10.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
10.25%
36 Months
View
▼
APR10.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.75%
60 Months
View
▼
APR10.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
10.75%
72 Months
View
▼
APR10.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
10.75%
36 Months
View
▼
APR10.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
11.00%
72 Months
View
▼
APR11.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
11.00%
60 Months
View
▼
APR11.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
11.00%
48 Months
View
▼
APR11.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
11.50%
66 Months
View
▼
APR11.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
12.00%
66 Months
View
▼
APR12.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; 100% Financing with qualified credit

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.24%
60 months
View
▼
APR5.24%
Term60 months
Last UpdatedApr 17, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
New Untitled Auto Loan
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As; Min. Amount Financed $20,000

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
New Untitled Auto Loan
10.25%
120 Months
View
▼
APR10.25%
Term120 Months
Last UpdatedApr 18, 2026
Details

As Low As; Min. Amount Financed $20,000

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
View
▼
APR5.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
View
▼
APR5.10%
Term24 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
View
▼
APR5.35%
Term84 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
View
▼
APR6.45%
Term24 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
View
▼
APR6.70%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
View
▼
APR6.95%
Term48 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
View
▼
APR7.20%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months C
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months C
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months D
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months D
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.00%
24 Months
View
▼
APR9.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.00%
36 Months
View
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.25%
84 Months
View
▼
APR9.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
10.00%
72 Months
View
▼
APR10.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
10.25%
66 Months
View
▼
APR10.25%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
10.75%
72 Months
View
▼
APR10.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As; 100% Financing with qualified credit

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Used Vehicle
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Used 2025-2021 Auto Loan
10.75%
84 Months
View
▼
APR10.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS, 66044 2213
Used 2020-2015 Auto Loan
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
View
▼
APR5.99%
TermUp to 60
Last UpdatedApr 18, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
View
▼
APR6.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.10%
24 Months
View
▼
APR6.10%
Term24 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.15%
36 Months
View
▼
APR6.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.20%
48 Months
View
▼
APR6.20%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.30%
72 Months
View
▼
APR6.30%
Term72 Months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
View
▼
APR6.49%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedApr 19, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
View
▼
APR7.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 months
View
▼
APR7.19%
Term72 months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 months max
View
▼
APR7.29%
Term48 months max
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.45%
24 Months
View
▼
APR7.45%
Term24 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.70%
36 Months
View
▼
APR7.70%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.95%
48 Months
View
▼
APR7.95%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.20%
60 Months
View
▼
APR8.20%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.45%
72 Months
View
▼
APR8.45%
Term72 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
8.49%
36 Months
View
▼
APR8.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older C
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 C
8.50%
48 Months
View
▼
APR8.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 C
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.50%
66 Months
View
▼
APR8.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
9.00%
81 Months
View
▼
APR9.00%
Term81 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older D
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 D
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 D
9.50%
60 Months
View
▼
APR9.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.00%
24 Months
View
▼
APR10.00%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.25%
36 Months
View
▼
APR10.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
10.25%
36 Months
View
▼
APR10.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
10.75%
60 Months
View
▼
APR10.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
10.75%
36 Months
View
▼
APR10.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
11.00%
72 Months
View
▼
APR11.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
11.00%
60 Months
View
▼
APR11.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
11.00%
48 Months
View
▼
APR11.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier C
11.50%
66 Months
View
▼
APR11.50%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
12.00%
66 Months
View
▼
APR12.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier D
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Lawrence, KS Auto Loan Rate Trends

Compare local Lawrence, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Auto Trends →
New Auto Loan — KS Avg
6.545%
▼ 0.305 vs 7 days ago

Kansas new auto rates fell 0.305 points over the past 7 days to 6.545% APR.

Used Auto Loan — KS Avg
7.259%
▼ 0.852 vs 7 days ago

Kansas used auto rates fell 0.852 points over the past 7 days to 7.259% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Lawrence, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lawrence, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Lawrence, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Lawrence, Kansas?

Based on our current data, some of the lowest auto loan rates available in Lawrence, Kansas include:
  • Mid American Credit Union: 4.74% (New/Used Auto Loans)
  • Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle)
  • Truity Federal Credit Union: 5.24% (Autos 2022-New)
  • Midwest Regional Credit Union: 6.55% (Auto Loan)
  • Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000 Tier A+)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lawrence, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

Lawrence, Kansas Rates & Resources

$
Lawrence, Kansas CD Rates
$
Lawrence, Kansas Savings Rates
$
Lawrence, Kansas Money Market Rates
$
Lawrence, Kansas Mortgage Rates
$
Lawrence, Kansas Checking Account Rates
$
Lawrence, Kansas Personal Loan Rates