Current auto loan rates in Wichita, Kansas include County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, Mid American Credit UnionMid American Credit Union8404 W Kellogg Dr, Wichita, KS, 67209 1845A+5.0 ★Texas Ratio: 5.01% offering New/Used Auto Loans at 4.74%, Campus Credit UnionCampus Credit Union4960 E 21st St N, Wichita, KS, 67208B4.7 ★Texas Ratio: 19.23% offering New Auto Loans at 4.99%, Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Wichita has 3 local institutions in our database, with auto loan rates as low as 3.99% APR from County Credit Union at 8615 W Frazier Ln, Wichita, KS, 67212 3834. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wichita, Kansas. Auto Loan Rates Last Updated and Verified: April 19, 2026
Model Year: 2024-2026 (New or Used)
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Model Year: 2022-2023
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Model Year: 2016-2021
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Model Year: 2024-2026 (New or Used)
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Model Year: 2016-2021
Model Year: 2022-2023
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As Low As; 100% Financing with qualified credit
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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Up to 36 Months
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Up to 60 Months
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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Up to 36 Months
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for $40K+
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for $40K+
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As Low As; 100% Financing with qualified credit
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As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
for $40K+
As Low As; Min. Amount Financed $20,000
As Low As; Min. Amount Financed $20,000
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As Low As; 100% Financing with qualified credit
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Up to 36 Months
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Up to 60 Months
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Up to 36 Months
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Up to 60 Months
Up to 36 Months
Up to 48 Months
Up to 60 Months
for $40K+
Up to 36 Months
Up to 48 Months
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Compare local Wichita, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas new auto rates fell 0.305 points over the past 7 days to 6.545% APR.
Kansas used auto rates fell 0.852 points over the past 7 days to 7.259% APR.